jond2062

7 ms·

1.
by jond2062 14y ago
It's unfortunate that a lot of people are so quick to write off a low-carb, grain-free, or Paleo approach to eating as just another fad. There is actually an extensive amount of science and research behind the principles. Yes, some folks a
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by jond2062 15y ago
True. Although if Capital One knows what's good for them, they won't change a thing about INGDirect (except maybe offering remote deposit!). I'll certainly be keeping an eye on it, but I don't expect any massive changes in the near-term.
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by jond2062 15y ago
Here is a list of online banks and credit unions you might want to consider: Ally: http://Ally.com INGDirect: http://INGDirect.com Fidelity: http://personal.fidelity.com/accounts/aong/fcma_learn.shtml Schwab: http://www.schwab.com/pu
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by jond2062 15y ago
It's http://www.yodlee.com/
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by jond2062 15y ago
Credit scoring is relative and the magnitude for which most actions affect different people can vary significantly. However, directionally speaking, you may see a negative effect on your score from "churning" cards due to the following: 1)
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by jond2062 16y ago
Citi has been doing this for years on their credit card statements. Checking/saving accounts was the next logical step. With the easy money (credit card interest, late fees, debit card interchange fees, etc) drying up, banks will explore ev
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by jond2062 16y ago
This topic always brings me back to the same place: As a culture, when it comes to the "rich" and the "wealthy" we tend to focus almost exclusively on revenue (income) and assets (stuff). Anyone who looks at a simple income statement and b
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by jond2062 16y ago
What you are referring to is known as the "glide path." An investor in the early accumulation years starts off with a high allocation to equities and reduces it over time as they gets closer to retirement (thus reducing risk, in theory). Ho
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by jond2062 16y ago
Although I don't believe they offer automatic delivery yet, check out http://www.alice.com It's basically a direct-to-consumer marketplace for manufacturers.
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by jond2062 16y ago
No sense in arguing over something that is easily accessible (see Note 2 to the financial statements): http://www.sec.gov/Archives/edgar/data/320193/00011931251023... Total cash, cash equivalents, and marketable securities as of 9/25/2010
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by jond2062 16y ago
Although it may spark some interesting conversation and debate, this chart isn't really all that relevant in light of modern portfolio theory and asset allocation. While I don't disagree with the data itself, the premise that a reasonable r
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by jond2062 16y ago
This bank "overlay" concept appears to be very similar to what SmartyPig ( http://www.smartypig.com ) has been doing for a couple years. The revenue model is slightly different (SmartyPig partners with retailers to offer cash back bonuses t
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by jond2062 18y ago
I'm sorry, but this is just lunacy. Warren Buffett will go down as the greatest investor of all-time. Unlike many of the hedge fund managers out there who like to talk a big game based on 1, 2, or 3 year returns, Buffett has been beating
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by jond2062 18y ago
Working in financial models all day in Excel, I can't imagine having to use the mouse for any more than 10% of my work. Keyboard shortcuts are so much faster that they basically render a mouse useless. It takes some getting used to and a b
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by jond2062 18y ago
You hit the nail on the head. When valuing a privately held company, an investor will almost always apply a discount for lack of marketability because unlike 100 shares of stock in say IBM, for example, an investor doesn't have an easily a
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by jond2062 18y ago
While I would generally agree that his advice is more "common sense" than any amazing "secrets", the issue lies not in knowing what to do, but rather in doing it. Many of us have heard Buffett's rules before in one way or another, and some
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by jond2062 18y ago
Sent you a message jond2062 [at] gmail [.] com
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by jond2062 18y ago
Point very well taken and I appreciate your advice. I have several ideas that I feel have potential, but I am open to working with someone elses dream idea just the same (in my opinion it's less about the idea and more about the execution).
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by jond2062 18y ago
Thanks for the advice and I couldn't agree more. Ending the planning and beginning the doing is the theme of my day today. Trouble is, since im not a programmer, me "doing" something would consist of market research, putting my ideas on p
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by jond2062 18y ago
How many people did you interview before you found your current co-founder?
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by jond2062 18y ago
You hit the nail on the head. The problem is, most of my peer network are people who see the allure of money in the finance world and want to work their way up the ladder. And the engineers that I know are not yet ready to break out and d
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Ask YC: Finding a co-founder(s)
19 points by jond2062 18y ago|34 comments