Here is a list of online banks and credit unions you might want to consider: Ally: http://Ally.com http://Ally.com INGDirect: http://INGDirect.com http://INGD

Here is a list of online banks and credit unions you might want to consider: Ally: http://Ally.com http://Ally.com INGDirect: http://INGDirect.com http://INGDirect.com Fidelity: http://personal.fidelity.com/accounts/aong/fcma_learn.shtml http://personal.fidelity.com/accounts/aong/fcma_learn.shtml Schwab: http://www.schwab.com/public/schwab/banking_lending/checking http://www.schwab.com/public/schwab/banking_lending/checking Everbank: https://www.everbank.com https://www.everbank.com Alliant FCU: http://www.alliantcreditunion.org http://www.alliantcreditunion.org Incredible Bank: http://incrediblebank.com http://incrediblebank.com Salem Five Direct: http://www.salemfivedirect.com http://www.salemfivedirect.com Bank of Internet: http://www.bankofinternet.com http://www.bankofinternet.com PerkStreet: http://www.perkstreet.com http://www.perkstreet.com Personally, I'd go with Ally. Free ATM rebates. Competitive interest rates. Easy to set up automatic transfers to savings. Free ACH transfers. Remote deposit being rolled out now. You can't go wrong with any of the other banks either (ING and Schwab are great also), but Ally really has a nice offering. Also, be careful when and where you use your debit card. If someone gets a hold of your debit card info, they are accessing your cash directly. With a credit card, they are creating a future liability (no cash out of your account). Further, the consumer protections are not nearly as good on debit cards as they are for credit cards. I talk about this at length here: http://www.seedlingfinance.com/443/why-i-always-use-a-credit-card-and-the-risks-of-debit-cards http://www.seedlingfinance.com/443/why-i-always-use-a-credit...