jonbarker

5 ms·

1.
by jonbarker 7y ago
And ongoing risk of an endemic new virus even after a vaccine is developed. Even though we have flu vaccine, it still takes its toll every year and is probably here to stay.
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by jonbarker 7y ago
I draw a big rectangle with a line down the middle. On the left is Assets. On the top right is Liabilities (aka debt, the remaining lease payments for housing, etc). On the bottom right is Equity. This is the number that must compound a
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by jonbarker 7y ago
@ghall Is there a planned feature where one might generate a list of the most frequent keywords and market needs to guide one's self study efforts?
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by jonbarker 7y ago
The reason is that arguably a traditional search firm is a broker, whereas an aggregator can introduce new efficiencies. This is how disintermediation typically happens. Classic example: travel agents vs expedia.
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by jonbarker 7y ago
Can we please call this project "git jobs"?
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by jonbarker 7y ago
I can vouch for the addition of meditation and/or yoga to this regimen. No data to back it up other than qualitative reduction of back pain.
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by jonbarker 7y ago
Which 30 year period you get to live and work in is what matters most, and the timing of the bad years. Which is why I recommend this calculator: https://firecalc.com/ .
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by jonbarker 7y ago
Lego not creating minecraft seems like the modern day kodak digital photo story everyone will be studying in a decade or two.
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by jonbarker 7y ago
One distinction though, the rubes he targets are generally rubes with some level of power or influence. That's kind of the point.
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by jonbarker 7y ago
I enjoyed this article but I find the people rejected by Harvard more interesting than the ones who dropped out. Warren Buffett is on this list. The people who dropped out after all always had an implicit invitation to come back if things
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by jonbarker 7y ago
More general purpose problem solving but written by a mathematician and one of the best books I've ever read! https://en.wikipedia.org/wiki/How_to_Solve_It
12.
by jonbarker 7y ago
Was lucky enough to hang out with him and Marvin Minsky at Marvin's home in 2014, which PHW organized as a seminar. A generally surreal experience. Some things I recall: both had great understated senses of humor. PHW and Marvin eve
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by jonbarker 7y ago
There are two types of partners in the MSFT ecosystem: those that build, and those that license. If this is a change to support the partners with product/implementation expertise, then it's a good change. But I think it's t
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by jonbarker 7y ago
It's not uncommon for up to 1/3 of usage and therefore the bill on VMs in the cloud to be consumed by garbage collection. So if you can rewrite it without a garbage collector, you can save money. A great book on this topic is &q
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by jonbarker 7y ago
Montessori uses clear test tube learning devices with beads. Less abstract and more easy to visualize. This is taught in 2nd grade. In your above example, the blank or variable is an empty test tube, the 4 is a tube with 4 beads, and the
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by jonbarker 8y ago
Also, I was speaking from a leverage standpoint. If someone is worth less than the value of a house, and finances most of it, then they have effectively put their personal balance sheet book value into negative territory, effectively makin
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by jonbarker 8y ago
The annual net from the house you live in I guess is arguably the benefit of living in it. Hard to compare that with the dividends produced by an index. The dividends produced by the index can be used to pay rent, for example.
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by jonbarker 8y ago
So the author's parents encouraged leverage by subsidizing a down payment on real estate, an asset class which underperforms index funds. The story doesn't seem to end well; it is probably self correcting in the long run.
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by jonbarker 8y ago
The reason ads for podcasts don't deserve blocking and are OK is that they are completely opt-in. You have to enter a code or go to a URL in order for the podcaster to get credit.
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by jonbarker 8y ago
I don't think he's arguing for apathy, can't think of a less apathetic individual if I tried. I think he's rightly pointing out that batch processing can be more efficient, and optimizing the schedule for such a process
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by jonbarker 8y ago
But the biggest of those bond investors is the fed. That's actually how they 'set' rates, by doing open market operations in which they buy and sell bonds of varying maturity dates in order to adjust the supply of money. Th
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by jonbarker 8y ago
In general, when longer term bonds have higher yields, this is investors saying "compensate me for the opportunity cost of not being in stocks or riskier assets over that term". What matters is that the yield curve goes up as the
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by jonbarker 8y ago
I believe breakups would drive up the expense ratio which is why Bogle said that it would be damaging to individual investors. Part of the reason why Vanguard is so cheap to operate is because of its size contributing to economies of scale
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by jonbarker 8y ago
The risk is that Vanguard, State Street, and Blackrock, employ small 'governance teams' whose job is to vote on your behalf. Since they don't have an explicit fiduciary duty to the shareholders of the index funds, but do hav
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by jonbarker 8y ago
A risk is one of the options, which is a breakup of existing funds: "Force giant index funds to spin off their assets into a number of separate entities, each independently managed. Such a drastic step would—and should—face near-insurm
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by jonbarker 8y ago
HN readership is definitely skewing mid 30s at this point.
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by jonbarker 8y ago
To complicate matters, you really have to decide ahead of time whether the licensing route a la Stephen Key isn't a better or more efficient option if what you are looking to do is just get a product out there and help people. Not a c
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by jonbarker 8y ago
Even worse: "I'm overwhelmed by what I am working on > open HN > scroll > find new technology promising to reduce said overwhelm > start researching said tech > apply new tech to previous overwhelming problem, but g
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by jonbarker 8y ago
Because it's interesting according to this definition: https://www.sfu.ca/~palys/interest.htm . Also the article mentions the mug example (selling a mug for more if you have one than you'd be willing to buy
30.
by jonbarker 8y ago
There's nothing wrong with tracking raw downloads, but for investors who are used to social media in which you 1) target specific people based on their interests with ad-like content that is generated to resemble those interests 2) tra

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