hellogoodbyeeee

5 ms·

1.
by hellogoodbyeeee 8y ago
Is $800 a year a lot? Invested for 30 years with a 8% return it will be $100k or maybe $300/month in safe withdrawals. Im not trying to beg a question here... Really is that a lot of money? $300 isn't enough to live on but it&#x27
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by hellogoodbyeeee 8y ago
We are not back in a yo-yo compared to the 19th century. We are two recessions apart from the longest period of continued growth in US history (1990's). Then there was a recession in 2001, and then another in 2008-2009.5. You should ch
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by hellogoodbyeeee 8y ago
My personal pet peeves with HN is that there is a vocal minority that is completely dismissive of the entire field of economics. Obviously, the field has pluses and minuses, but it's nuts there are people that completely think the whol
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by hellogoodbyeeee 8y ago
Actually, Keyenes correctly predicted some of the main reasons WWII happened. If more world leaders had listened to him, then we probably could have prevented world war 2. He predicted that after WWI that the reparations required of Germany
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by hellogoodbyeeee 8y ago
Recessions have become increasingly less frequent since Keyenes. I think there may be an argument around the US experiencing fewer, but greater in magnitude recessions, but im not sure of the specifics.
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by hellogoodbyeeee 8y ago
Does this work for your entire career or does it only work until you hit some kind of "salary cap" for your local market? I've had a few good raises in a short period of time, but I'm scared I can realistically only get
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by hellogoodbyeeee 8y ago
I'm not a lawyer, but I think this highly depends on the state you are in. From my googling, judges in my Midwestern state are very reluctant to strike down any kind of contract made between two adults.
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by hellogoodbyeeee 8y ago
I agree with everything you just said, but its also an average across age groups. It would not surprise me to see many 40year old workers getting 1% yearly raises for the rest of their career. What would surprise me is if there are a signif
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by hellogoodbyeeee 8y ago
Those wage growth numbers discussed are an average. It would be very strange to have someone not have any significant raises between year 0 of their career and year 10.
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by hellogoodbyeeee 8y ago
All I can say is that my repayment plan is speeding up and not slowing down.
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by hellogoodbyeeee 8y ago
Minimum student loan payments are fixed while your income should grow. What starts out as 20% of your first paycheck won't be 20% by year five.
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by hellogoodbyeeee 8y ago
Who are you angry at? My loans will be paid off in less than four years from now (7 total) and possibly as little as two more years (if I can figure out how to not eat out so much...). My college education was a fantastic investment.
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by hellogoodbyeeee 8y ago
Funny, no one has ever asked me whether or not I own a brand new car or own my own house in a job interview. However, every interview has asked me about my college education. Maybe you are the one who needs to reevaluate their priorities.
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by hellogoodbyeeee 8y ago
I'm sorry I wasn't clear. You are making the world out to be a false dichotomy, either you spend $100k or 0 for a college education. One means you are broke and the other means you can buy a fancy car and a house. My point is that
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by hellogoodbyeeee 8y ago
I take a lot of pride in my liberal arts education and how it shaped my world view. I would never in a thousand years trade it in for a car and a house... And it cost less too.
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by hellogoodbyeeee 8y ago
It's silly to say that a student should only go to college if they can afford to do it with no loans. I think a large part of the "student loan" problem is that we don't talk about income enough. It is completely reasona
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by hellogoodbyeeee 8y ago
Betting on Zero is a great documentary. If you want a competing view point, you should read the blog posts by John Hempton, an Australian hedge fund manager. http://brontecapital.blogspot.com/2015/06/herbalife-very
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by hellogoodbyeeee 8y ago
I think it is important to work for as many different companies as you can during your twenties so you can figure out what is important to you. Then spend your thirties trying to find your way back to your favorite environment so that you c
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by hellogoodbyeeee 8y ago
You want utility companies to be a regulated monopoly because of their economies of scale. Consumers would be worse off with two small electric companies because their per unit of electrical price would be higher. Competition can't pri
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by hellogoodbyeeee 8y ago
I think you have formed a bit of a strawman argument here. Monopolies are never good for markets, pretty much but definition. Regulated monopolies, such as utility companies, are sometimes good for consumers though. I don't exactly kno
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by hellogoodbyeeee 8y ago
I'm sympathetic to people living near where they grew up or where there family is at. I live where I live because of family. If it weren't for them, I would have left after college and never looked back. Cities are inherently expe
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by hellogoodbyeeee 8y ago
Maybe it is time to leave Seattle? It is pretty entitled of you to say that it is your human right to have a house in one of the most expensive metros in the country. The economy is booming. Go find a new job. You will be able to and you&#x
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by hellogoodbyeeee 8y ago
What scares me worse than finding out about a mother's actual infidelity is the test, due to statistical variation, falsely reporting infidelity. Could that happen? Or are the DNA tests correct 100% of the time?
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by hellogoodbyeeee 8y ago
>if said tools and research are bunk They aren't though. Also, it's a bit rich to blame economists when all they do is advise politicians who very often throw all the advice out the window.
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by hellogoodbyeeee 8y ago
Do FAANG companies train software developers? I think they are big enough and opinionated enough organizations that they might be better at training a "FAANG quality developer" in a year or so than current University system can in
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by hellogoodbyeeee 8y ago
Right, so the "AI" is not finding the best candidates, but instead finding candidates that succeed in the old hiring process. What I'd like to see (though I'm sure this would get me laughed out of a manager's office
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by hellogoodbyeeee 8y ago
Was the 5x thing Google's fault or LG's? I blamed LG and I won't buy another one of their phones for awhile. I was going to put up with my 5x until the pixel 3 came out, but it became unbearably slow to use as of this spring.
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by hellogoodbyeeee 8y ago
I loved using Mathematica in college. It was the first programming language I ever really used to make some cool things. I wish it was more accessible. I think one of the requirements of my dream job would be a work place that uses Mathemat
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by hellogoodbyeeee 8y ago
They gave you two weeks to become a data scientist and implement a working solution? That's nuts. I'm still pretty early career, but I have done data science work for about four years now and I wouldve quoted at least two months t
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by hellogoodbyeeee 8y ago
The 7% is referring to the rate of return on your investments. He is making the assumption that if you invest $100 in the stock market on January 1, then on Dec 31 your account will have $107 in it. This assumption is an average over many y

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