7 ms·

Be careful: paying with Google Pay is extremely easy and the default setting is monthly recurrence. If you're not logged in, the only way to cancel (as far as I

Be careful: paying with Google Pay is extremely easy and the default setting is monthly recurrence. If you're not logged in, the only way to cancel (as far as I know) is by sending an email, which is incredibly precarious.

John7878781 10d ago
in those situations, especially if the business is unresponsive, i just keep charging back until they stop. if i can subscribe easily, i should be able to cancel just as easily :)
- theletterf 10d ago
  Well, you can't if you paid using a debit card, like I did. Silly me.
  - Melatonic 10d ago
    You often still can actually. Call your bank
    - theletterf 10d ago
      Just did. Not possible in Spain.
      - embedding-shape 10d ago
        Which bank? My main bank (I'm also in Spain) is BBVA which is able to do charge backs with my debit cards as well. Was possible with Banc Sabadell I used to have as well, really strange to hear there is a bank that doesn't support that today with debit cards.
  - eis 10d ago
    Debit cards can do chargebacks just as credit cards can do. That's a feature of Visa and Mastercard (and others). If your bank refuses, complain to the card network. Oh and consider changing banks, that's really unacceptable in 2026 and shows an anti customer stance.
    - theletterf 10d ago
      They do, but require that an incident is raised claiming fraud, etc. I guess they want to avoid misuse of this feature.
      - eis 10d ago
        This is completely normal. You can't just issue a chargeback because you feel like you want your money back after the fact. They want to know what went wrong. It could be fraud but it could be also misleading checkout experience and other reasons. The merchant is charged often a fee for a chargeback on the order of $15 and it might result in penalties. So, if you feel like you've been charged unfairly (e.g. product not what was expected), in error, fraudulently etc. then chargeback is the route and you should provide a reason. It's a mechanism to protect consumers. If on the other hand you just want your money back without good reason then chargebacks are not the right tool. The consumer also has an obligation to pay if there was no fault on the merchant side. Honestly, sounds like everything is as it should be?
        miki123211 10d ago
        Exactly this. In both US and EU, chargebacks are a general consumer protection tool, implemented by card networks to make you less afraid of using them with potentially-untrustworthy merchants, even when not legally required. They can be used for any kind of legitimate grievance, outright fraud being just one of them. If you book a hotel and the room is not up to the standards on their website, take pictures, take screenshots and chargeback. They are not, however, a way to cancel a subscription you decide you no longer want (incidentally, neither is cancelling your card). Ask your lawyer, but this is actually illegal and considered fraud in many places. If you make a dumb choice, you have to live with the consequences or follow the contractual route.
        mitxela 9d ago
        However if you try to cancel the subscription the normal way, and it doesn't work, or there is no normal way, then you escalate to a chargeback and that's valid grounds.
- coldpie 10d ago
  IA is responsive. I had to cancel my donation earlier this year due to some financial circumstances and it was a quick and easy email. However I believe they have an easy cancel button if your donation is associated with an IA account, too.
- jrmg 10d ago
  And your credit card company investigates and accepts your chargeback requests?
- nnyx 9d ago
  I take advantage of all the temporary card options my credit card provides. There's one for subscriptions where you give it a monthly limit and if you want to end your subscription and they're being difficult you can just cancel the card. It's great to basically never be beholden to anyone holding my payment info hostage. I know charge backs exist but while I've never had problems, I would imagine the more you end up having to go down that avenue the more likely you are to have problems using it.
  - loremm 9d ago
    yeah I do the same, very helpful and easy
shevy-java 10d ago
This makes Google more powerful. I don't want to yield money via any Google services ever.
- miki123211 10d ago
  Google Pay and Apple Pay are basically nicer UIs for your Visa / Mastercard, with some extra privacy protections on top (E.G. they use disposable credit card numbers that merchants can't use to correlate your transactions at different stores). They offer similar possibilities to what Visa and Mastercard offer, including changing your transaction amount post-factum (E.G. Uber everywhere, restaurants in the US for the weird way Americans do tip processing, some hotels for the minibar / phone / TV bill) and recurring charges. They're not the same thing as in-app purchases, which are for digital content only, which Apple and Google charge much higher commissions on, and which have a much more pleasant cancellation / management UI. With IAP, Google / Apple is the merchant from your bank's perspective, this is not the case with Apple / Google Pay.
  - mitxela 9d ago
    I don't care. I'm not giving them more power than necessary.
MaxLeiter 10d ago
Worth noting the 2:1 match is only for recurring donations. The graphic does not mention that > When you start a recurring donation of $25 or more in September, your initial gift will be matched 2:1.
- jeltz 10d ago
  Any rules for how quickly you can cancel one and it still counts as recurring?
w4yai 10d ago
You can go to play store subscriptions and cancel there right ?
- theletterf 10d ago
  Not if Google Pay has been used as the transaction agent. It's not a Google Play subscription.
  - jrflowers 10d ago
    https://support.google.com/paymentscenter/answer/9003237?hl=en https://support.google.com/paymentscenter/answer/9003237?hl=...
    - ButlerianJihad 9d ago
      I can confirm that the Google Payments Center has all my transactions and recurring payments. This is more than included in the Google Play interface. For example, I have a Pixel Care+ subscription, billed monthly. I can manage and cancel that subscription. Same for Google One, billed annually, and an in-app subscription (links out to Google Play). Can change payment methods, add or remove a backup method, etc. So, if you did set up a recurring donation through Google Pay, go to payments.google.com (on a desktop system) and see whether it can be managed through the web interface there. You'll need to verify your account. PayPal has also offered good tools to manage recurring payments and subscriptions. If you set up payments through PayPal then you should be able to modify or cancel them, without even involving the payee.
- Bratmon 9d ago
  Google Pay and Google Play are completely separate products that might as well be from different companies
jbrooks84 10d ago
By design
deleted 10d ago
[deleted]
ajross 10d ago
Not following? Paying with Google Pay is obviously not "easy" if you're not logged in, it's impossible? And obviously you don't need to use an email if you're already authenticated?
- theletterf 10d ago
  Logged in to Archive.org profile, where you're supposed to manage "subscription". The site lets you donate recurrently even when unlogged, obviously.
  - ajross 10d ago
    Ah. But you can delete the relationship in Google Wallet too, IIRC. I thought that was what you were talking about.

John7878781 10d ago

in those situations, especially if the business is unresponsive, i just keep charging back until they stop. if i can subscribe easily, i should be able to cancel just as easily :)

theletterf 10d ago
Well, you can't if you paid using a debit card, like I did. Silly me.
- Melatonic 10d ago
  You often still can actually. Call your bank
  - theletterf 10d ago
    Just did. Not possible in Spain.
    - embedding-shape 10d ago
      Which bank? My main bank (I'm also in Spain) is BBVA which is able to do charge backs with my debit cards as well. Was possible with Banc Sabadell I used to have as well, really strange to hear there is a bank that doesn't support that today with debit cards.
- eis 10d ago
  Debit cards can do chargebacks just as credit cards can do. That's a feature of Visa and Mastercard (and others). If your bank refuses, complain to the card network. Oh and consider changing banks, that's really unacceptable in 2026 and shows an anti customer stance.
  - theletterf 10d ago
    They do, but require that an incident is raised claiming fraud, etc. I guess they want to avoid misuse of this feature.
    - eis 10d ago
      This is completely normal. You can't just issue a chargeback because you feel like you want your money back after the fact. They want to know what went wrong. It could be fraud but it could be also misleading checkout experience and other reasons. The merchant is charged often a fee for a chargeback on the order of $15 and it might result in penalties. So, if you feel like you've been charged unfairly (e.g. product not what was expected), in error, fraudulently etc. then chargeback is the route and you should provide a reason. It's a mechanism to protect consumers. If on the other hand you just want your money back without good reason then chargebacks are not the right tool. The consumer also has an obligation to pay if there was no fault on the merchant side. Honestly, sounds like everything is as it should be?
      - miki123211 10d ago
        Exactly this. In both US and EU, chargebacks are a general consumer protection tool, implemented by card networks to make you less afraid of using them with potentially-untrustworthy merchants, even when not legally required. They can be used for any kind of legitimate grievance, outright fraud being just one of them. If you book a hotel and the room is not up to the standards on their website, take pictures, take screenshots and chargeback. They are not, however, a way to cancel a subscription you decide you no longer want (incidentally, neither is cancelling your card). Ask your lawyer, but this is actually illegal and considered fraud in many places. If you make a dumb choice, you have to live with the consequences or follow the contractual route.
        mitxela 9d ago
        However if you try to cancel the subscription the normal way, and it doesn't work, or there is no normal way, then you escalate to a chargeback and that's valid grounds.
coldpie 10d ago
IA is responsive. I had to cancel my donation earlier this year due to some financial circumstances and it was a quick and easy email. However I believe they have an easy cancel button if your donation is associated with an IA account, too.
jrmg 10d ago
And your credit card company investigates and accepts your chargeback requests?
nnyx 9d ago
I take advantage of all the temporary card options my credit card provides. There's one for subscriptions where you give it a monthly limit and if you want to end your subscription and they're being difficult you can just cancel the card. It's great to basically never be beholden to anyone holding my payment info hostage. I know charge backs exist but while I've never had problems, I would imagine the more you end up having to go down that avenue the more likely you are to have problems using it.
- loremm 9d ago
  yeah I do the same, very helpful and easy

shevy-java 10d ago

This makes Google more powerful. I don't want to yield money via any Google services ever.

miki123211 10d ago
Google Pay and Apple Pay are basically nicer UIs for your Visa / Mastercard, with some extra privacy protections on top (E.G. they use disposable credit card numbers that merchants can't use to correlate your transactions at different stores). They offer similar possibilities to what Visa and Mastercard offer, including changing your transaction amount post-factum (E.G. Uber everywhere, restaurants in the US for the weird way Americans do tip processing, some hotels for the minibar / phone / TV bill) and recurring charges. They're not the same thing as in-app purchases, which are for digital content only, which Apple and Google charge much higher commissions on, and which have a much more pleasant cancellation / management UI. With IAP, Google / Apple is the merchant from your bank's perspective, this is not the case with Apple / Google Pay.
- mitxela 9d ago
  I don't care. I'm not giving them more power than necessary.

MaxLeiter 10d ago

Worth noting the 2:1 match is only for recurring donations. The graphic does not mention that > When you start a recurring donation of $25 or more in September, your initial gift will be matched 2:1.

jeltz 10d ago
Any rules for how quickly you can cancel one and it still counts as recurring?

w4yai 10d ago

You can go to play store subscriptions and cancel there right ?

theletterf 10d ago
Not if Google Pay has been used as the transaction agent. It's not a Google Play subscription.
- jrflowers 10d ago
  https://support.google.com/paymentscenter/answer/9003237?hl=en https://support.google.com/paymentscenter/answer/9003237?hl=...
  - ButlerianJihad 9d ago
    I can confirm that the Google Payments Center has all my transactions and recurring payments. This is more than included in the Google Play interface. For example, I have a Pixel Care+ subscription, billed monthly. I can manage and cancel that subscription. Same for Google One, billed annually, and an in-app subscription (links out to Google Play). Can change payment methods, add or remove a backup method, etc. So, if you did set up a recurring donation through Google Pay, go to payments.google.com (on a desktop system) and see whether it can be managed through the web interface there. You'll need to verify your account. PayPal has also offered good tools to manage recurring payments and subscriptions. If you set up payments through PayPal then you should be able to modify or cancel them, without even involving the payee.
Bratmon 9d ago
Google Pay and Google Play are completely separate products that might as well be from different companies

jbrooks84 10d ago

By design

deleted 10d ago

[deleted]

ajross 10d ago

Not following? Paying with Google Pay is obviously not "easy" if you're not logged in, it's impossible? And obviously you don't need to use an email if you're already authenticated?

theletterf 10d ago
Logged in to Archive.org profile, where you're supposed to manage "subscription". The site lets you donate recurrently even when unlogged, obviously.
- ajross 10d ago
  Ah. But you can delete the relationship in Google Wallet too, IIRC. I thought that was what you were talking about.