workworkwork71

6 ms·

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Show HN: Bull.sh: Financial Modeling Agent CLI(github.com)
7 points by workworkwork71 8mo ago|0 comments
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by workworkwork71 9mo ago
The aspirational vs motivated user. It's like people being told they need to go to the gym by the sales person vs the person who gets up at 6am to just work out.
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by workworkwork71 10mo ago
So you didn't read the article and now you're just throwing out statements without validation? Great, if JPMorgan is selling your data then that's their decision and that's beyond the scope of this convo. We work with pa
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by workworkwork71 10mo ago
I really don't think you read this article beyond the headline because that's not what it's about or implying...literally in the slightest. That article is about JPMorgan being able to charge Plaid or other providers for the
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by workworkwork71 10mo ago
That's kind of just a brag about being wealthy though, isn't it? For many people who are trying to get escape velocity to being financially secure, tracking spending + investments is a necessary reality. No one is saying it's
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by workworkwork71 10mo ago
Did you find a suitable replacement? What do you use now? I'm interested to hear how big of an sticking point this still is with this a verbose range of options now.
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by workworkwork71 10mo ago
I'm one of your customers, love the product!
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by workworkwork71 10mo ago
Hey, going to shamelessly plug here. We do portfolio guidance as an RIA: https://www.fulfilledwealth.co/ Free to try. Shoot us an email if you want a demo.
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by workworkwork71 10mo ago
You're correct here. The banks have limited who they are allowing into their systems more and more right now. We wanted to build direct partnerships with trading institutions to leverage their brokerages but they'd tell us to spea
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by workworkwork71 10mo ago
I'm a founder in this space (Fulfilled - posted above). Here's the reality: You're right that incentives matter. But selling your data would be idiotic for us, same reason it would be for your bank in that trust is the entire
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by workworkwork71 10mo ago
A lot of it is going to be needs & vibes based. Some of them have more in-depth and niche features in certain areas, like transaction splitting or categorization and others are just simple and clean UI to go for ease of use.
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by workworkwork71 10mo ago
Will shamelessly promote ours as well: https://www.fulfilledwealth.co/ We're entering the same market but with a tilt towards investment & actionable guidance. Same read-only capabilities on the account sync side (
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by workworkwork71 10mo ago
Other co-founder here. Really would love to hear some feedback on the approach, testing & general app use is free w/ no payments required!
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by workworkwork71 10mo ago
Hey, good question! We deliver holistic wealth management as a single integrated experience. Most retail platforms are vertically segmented, separate tools & products for investing, budgeting, savings, etc. Users have to figure out whic
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Show HN: We charge $10/mo for wealth management that costs $100 elsewhere(fulfilledwealth.co)
7 points by workworkwork71 10mo ago|5 comments
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by workworkwork71 11mo ago
Working on personalized financial planning & investing for retail investors: https://fulfilledwealth.co We're a SEC Registered Investment Advisor that combines financial planning with institutional style investment port
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by workworkwork71 1y ago
Very apt metaphor you got here. I feel like I let you down.
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by workworkwork71 1y ago
The product is in early days and in a closed alpha right now. We're looking for test users that are willing to work with us and provide feedback as we squash bugs and build out the platform out of it's infancy. What you just descr
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by workworkwork71 1y ago
1. None of our portfolios are static or bucketed. We run the model on each goal/portfolio and it produces the optimal portfolio for that set of circumstances (goal, time horizon, risk, expected return). 2. You're 100% right, goals
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by workworkwork71 1y ago
You're correct! I made the fix.
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by workworkwork71 1y ago
For sure! Let's take a pension fund as an example. When asset managers are looking at getting the returns to meet future obligations they are not simply looking at a simple formula of risk-adjusted returns. What they're actually d
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by workworkwork71 1y ago
No, it wasn't.
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by workworkwork71 1y ago
Yeah, it's a $20 discount billed annually.
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by workworkwork71 1y ago
Very fair comments, platform was not slapped together with AI. Landing redesign, was. We're in the process of putting a more robust about us page now with more details about us and the company.
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by workworkwork71 1y ago
Great feedback! I'd just argue that even the 0.8% from Schwab is $4,000 on their minimum of $500,000. Where I worked (high networth wealth management at large bank) we had a minimum of 1 million and the starter fee was 1.35% or 13,500
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Show HN: Personalized Wealth Management – Institutional Meets Consumer(fulfilledwealth.co)
15 points by workworkwork71 1y ago|25 comments
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by workworkwork71 1y ago
Of course there is waste in the federal gov but somehow I think Elon ripping food from starving children and torching the agencies that regulate his businesses isn't actually going to solve that problem. People who proudly attached the