torkins

6 ms·

1.
Losing the Middle Tier(relational.ai)
3 points by torkins 5y ago|0 comments
2.
by torkins 7y ago
It's the interpretation of the second amendment by SCOTUS that has been inconsistent over time, not the ACLU's position. Collective/militia rights is a widespread interpretation of the second amendment (which the ACLU holds).
3.
by torkins 7y ago
The alternative to prosecutorial discretion is 100% enforcement of all crimes big and small. In either situation, the government would go after these people for their small crimes so the outcome for the targets you're mentioning is th
4.
by torkins 8y ago
probably just a joke referring to: https://en.wikipedia.org/wiki/The_Death_of_Ivan_Ilyich
5.
by torkins 9y ago
If don't you listen, you don't hear: http://www.huffingtonpost.com/entry/bernie-sanders-ann-coult... https://www.mediaite.com/tv/elizabeth-warren-to-berkeley-pro... re: Scalise Shooting:
6.
by torkins 10y ago
I'm not saying shorting bonds/oil is like being long the market. I just picked a set of underlying assets that are much less correlated than e.g. S&P & Nasdaq. The directional choice (long/short) is really a choice
7.
by torkins 10y ago
(replying to durkie) I don't know about every buy-write index investments, but BXM specifically is done with essentially ATM (technically the very first strike OTM I believe) calls against the long position, then held to expiration and
8.
by torkins 10y ago
That's possible, but it isn't currently the case. At a minimum, having a long vanguard 500 position has a roughly 50% + positive drift - fees chance of success. Part of the long vanguard 500 price bakes in the unlimited theoreti
9.
by torkins 10y ago
Sure, the guys at tastytrade.com put a ton of effort into educating people and providing a platform (dough.com) that provides this information. I think it has some organizational issues, but my way to start would be to start with the &#x27
10.
by torkins 10y ago
I think the short answer to your question is "both". You need a portfolio with diversified product risk and diversified strategies. You don't need to be a quant to make a basic stab at this with the typical retail portfolio
11.
by torkins 10y ago
Anonymous downvotes not withstanding, I'm interested in comments from anyone informed on the subject who's critical of the approach I mentioned. I don't find much discussion on the subject in forums.
12.
by torkins 10y ago
It's funny because I agree with all those statements and add "people will listen to Jeff Siegel and just jam their money into index funds and close their eyes until its time to retire". So they lose coming and going (but los
13.
by torkins 10y ago
If you're interested in an alternative to the traditional suggestions, I'd suggest the derivative-trading approach you can find espoused at tastytrade.com. It's not for those who don't want to learn and engage though.
14.
by torkins 10y ago
I'm pretty sure I replied to you last time ;) One important aspect of looking at returns is comparing different strategies, but another one is in realistic planning. There's a lot of literature and marketing out there touting, in
15.
by torkins 10y ago
I feel like I'm taking crazy pills. I said you make a rate based on the market return (as stated on the treasury site). I also said the additional return you get is based on having it be non-transferrable, and in the case of the annu
16.
by torkins 10y ago
I'm glad you like it but I don't follow how you infer dollar cost averaging from this. There's no statistical advantage to dollar cost averaging over lump sum investing (actually the opposite due to the median return beating
17.
by torkins 10y ago
The graphic isn't presented to compare stocks with the alternatives of cash/bond yields. I think the major service done here is setting a realistic expectation for the returns you might see in your lifetime. It's especially
18.
by torkins 10y ago
To be clear, there is a price for the bond, which is the amount you pay for it. For EE bonds, you pay what you choose, and earn the Treasury-specified rate on that amount. However, this amounts to being priced just like other bonds. If y
19.
by torkins 10y ago
For an audience that might be interested in being a bit more self-directed, take a look at the approach of the guys at http://tastytrade.com .
20.
by torkins 10y ago
what makes you think this wouldn't be priced into bond yields? There is trillions of paper in the market, an arbitrage is eaten by the entities who make their living doing it. There is no secret edge.
21.
by torkins 10y ago
Bonds are a horrific investment in today's market. Rates are lower than they have been since WW2 when they were fixed by the government! The principal and interest risk for owning bonds is essentially at an all time high. You'd
22.
by torkins 10y ago
It's ridiculously high. For a better evaluation, see probably one of my favorite visualizations of all time: http://www.nytimes.com/interactive/2011/01/02/business/20110...
23.
by torkins 10y ago
As with all trustee-run plans, people should evaluate the investment options before moving the money in. The HSA I personally have access to is great for saving taxes on expenses, but if I wanted to use the investment options rather than s
24.
by torkins 10y ago
This. The typical portfolio drummed up by roboadvisors corresponds to basically stone age portfolio theory. With a tiny amount of personal responsibility and education, you can replicate the same and net the difference in fees without spe
25.
by torkins 10y ago
Another interpretation of finding that people we perceive as noble turn out to have flaws might be that noble people are people, and people have flaws. If anything, being flawless would actually take away from their success since they woul
26.
by torkins 10y ago
Liquidity in instruments other than equities (options/futures/futures options) is getting worse, not better. Wider spreads and less liquid markets actually do disproportionately affect smaller investors who are doing anything oth
27.
by torkins 11y ago
I use it day-to-day as do some others in my company, and we also use it for all our cloud deployments. You have to relearn a number of things, like setting configs and so on, but on the other hand for nix pkgs it is nearly always a complet
28.
by torkins 12y ago
Minor point but the hearing where this evidence was presented was actually a probable cause hearing, not the trial. Still, the defense can inspect these searches in discovery (fairly sure that's so in Georgia though not a lawyer) and
29.
by torkins 12y ago
actually "we" called those attacking the coalition and Iraqi military "insurgents". Plenty of actual, Iraqi civilian targets were killed by Al-Qa'ida in Iraq and other terrorists with car bombs, suicide bombers, hos
30.
by torkins 12y ago
These are easy problems for you to solve on your own, but since you don't feel like it I'll give it a shot. 1) You don't need to speculate what neurobiological means using phonetics, it's a real word with a definition yo

More ›