throwaway22032

6 ms·

1.
by throwaway22032 1y ago
The issue is basically this: If you have issues with impulse control you are likely to become poor because you will slowly bleed out money and opportunities from bad decision making. The opposite is also true: it’s just less correlated beca
2.
by throwaway22032 1y ago
So what is stopping anyone in principle just reselling API access through a middleman? Should I set up the company now and rake in the billions?
3.
by throwaway22032 1y ago
Because there are significant privacy benefits and benefits in removing the middlemen etc. If you don’t care, you don’t care. I gave up a long time ago too. In that case it would be annoying enough if the privacy preserving card were just 1
4.
by throwaway22032 1y ago
Sure. I suppose my argument is along the following lines - books are too cumbersome so let's scroll Instagram instead. It's a fake argument, it's not that big a deal, you just didn't care enough about reading books.
5.
by throwaway22032 1y ago
Budgeting with the data trail of a card is significantly easier if you have a lot of transactions. It's also generally cheaper due to cashback and other incentives. Other than that I've always found the idea that cash is "inc
6.
by throwaway22032 1y ago
This is to some extent a kind of tautology, though. There is more money available to chase housing in urban areas because it's where most of the jobs are due to network effects, so if you are a labourer you gravitate towards that (as y
7.
by throwaway22032 1y ago
"That's just like, your opinion, man." The car is clearly not the best way to navigate a dense city. It is impractical to have, say, tower block apartments and also have a car for each resident. It is unreasonable to build en
8.
by throwaway22032 1y ago
The issue with this is that inevitably the locked down devices, which will end up being 98%+ of the market, become required for ordinary living, because no-one will develop for the 2%. Open hardware is essentially useless if I need to carry
9.
by throwaway22032 1y ago
Classic cars being refit to be electric is like using strawberry flavoured candy to replace fruit, or GPU shaders to replace a Trinitron. Modern cars already exist, you can just use those. There aren’t enough proper classics in existence to
10.
by throwaway22032 1y ago
I feel as if I've been reading some variant of this for the last 30 years (not just American, UK too). But then what of it? I had more money at age 20 than I did at 15, more at 25 than 20, more at 30 than 25, and so on and so forth. Wh
11.
by throwaway22032 1y ago
If you're disciplined enough to put something in your calendar and do it over a period of months, without someone breathing down your neck to do so, whether you feel like doing it or not, then you are likely able to apply that effort i
12.
by throwaway22032 1y ago
Well, new things are generally more expensive than second hand and retrofitting older things is more expensive than doing nothing. So, water is wet. I would also argue that it isn’t necessarily true in the strictest way of thinking, because
13.
by throwaway22032 1y ago
They are both force multipliers. The issue of course is that technology almost always disproportionately benefits the more intelligent / ruthless.
14.
by throwaway22032 1y ago
The whole stranger danger thing in my view as an adult feels like a downward spiral. It's not like this in many countries. In the UK it's kind of like - kids don't wander about alone because they might run into baddies, and n
15.
by throwaway22032 1y ago
As a Brit my feeling is that the state has basically given up on the concept of doing the right thing (not even from an ivory tower moral perspective, but from a realpolitik grow the economy / fix the issue sense) and is just throwing
16.
by throwaway22032 1y ago
I think that's the point, showing vulnerability in front of others helps them to trust you.
17.
by throwaway22032 1y ago
If I offer to sell you a copy of Mein Kampf, should the dollar you try to hand me spawn a force field and prevent you from handing it to me?
18.
by throwaway22032 1y ago
I’m not really sure what cutthroat and cooperative mean in this context. I see society as being cutthroat at the larger and more economic scales (e.g. global, obtaining / keeping your place within the elite of your country, etc) and mo
19.
by throwaway22032 1y ago
You’re just seeing division. The blue haired woman won’t date the fisherman and the farmer girl won’t date the metrosexual city boy. Somehow you’re getting stuck on one side being universally correct, which in some extreme cases might be re
20.
by throwaway22032 1y ago
If you are overweight enough that running carries a significant risk of joint issues then just walking at speed is likely to be enough cardio for you.
21.
by throwaway22032 1y ago
They are just being daft. Most of the UK has laws or bylaws at least against antisocial drinking e.g. if you're being a twat, violent, homeless, etc you will be asked to pour it out and leave, in incredibly rare cases I guess you might
22.
by throwaway22032 1y ago
These editorials all have a common fault which is that they fail the sniff test of “would you actually do this”. I don’t know if you would call it classism, or an attempt at manipulation, or what, it’s just weird. It’s like - okay, I’ll hav
23.
by throwaway22032 2y ago
It seems that you agree that they are wealthier than they would otherwise be because they try to minimise taxes. The rest of your comment seems to be a political commentary on whether inheritance is legitimate. You're entitled to your
24.
by throwaway22032 2y ago
It's always funny to read this sort of thing because it's like you're so close to connecting the dots but don't quite get it. Is it not entirely logical that a cohort that actually pays attention to where 20%, 30%, 40% o
25.
by throwaway22032 2y ago
You don't take out 50% to buy another asset. You take out a few % a year to pay for your cost of living. For example, you rent a house, or take out a mortgage and pay for the house over time using the few % a year. Even ignoring all ta
26.
by throwaway22032 2y ago
I agree with you that driving manually will become a luxury but it's important to recognise that it will manifest as a discount on self driving, not a surcharge on manual. The only way in which I can see a surcharge on manual happening
27.
by throwaway22032 2y ago
The greatest privilege I suppose I have is that I am able to consider a bog standard three bedroomed terraced family house as being normal regardless of how much bad Governmental policy has managed to inflate the market value.
28.
by throwaway22032 2y ago
I can pay taxes on one dollar. It's the principle. In my country our threshold is significantly lower by the way - it's around a million, so bog standard houses get hit by it. I think that inheritance taxes are wholly equivalent t
29.
by throwaway22032 2y ago
I think that categorising it as hoarding is a bit of a loaded stance. I own a home and I have assets that I use to pay my daily expenses. I am, by your definition, asset rich. I don't need to "do" anything other than maintain
30.
by throwaway22032 2y ago
Because most of the time it takes a nice, feel good story and immediately sets the tone. It's like having a casual chat with a colleague and then they trauma dump about what happened to them when they were 15 or whatever. Like okay, co

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