thorwasdfasdf

6 ms·

1.
by thorwasdfasdf 5y ago
Look at the essentials and you'll see we've actually been going backwards, ever since the 1970s: Housing: Now less affordable than ever. It takes more hours worked to afford any kind of shelter than ever in the last 50 years. Ac
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by thorwasdfasdf 5y ago
> Private Equity buying up housing I know there's a lot of media saying this headline but This is actually false. checkout Stephan graham, he's got a post on this on Youtube where he investigates it deeply and finds that an ex
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by thorwasdfasdf 5y ago
it's just supply and demand of labor. when there's a vast oversupply of talented labor, you don't need to cater to the desires of that talent pool. there's a long list of potential candidates that would love to work at
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by thorwasdfasdf 5y ago
Well, I started my career in the US durring the dot com bubble bust when absolutely no software engineer could get a job no matter what they did. this no doubt informed my views on the subject. But, even now, I thought it would be harder t
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by thorwasdfasdf 5y ago
1 year advice: It's very hard to get a software engineering job but stick with it, get work experience any way you can, even if you have to work pro bono. Get as much programming experience as you can. Don't over reach on your r
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by thorwasdfasdf 5y ago
not to us old farts, who get a great feeling of nostalgia when we read about those win32 APIesque topics.
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by thorwasdfasdf 5y ago
i don't why this is being downvoted. He's abosultely right, if you want to reduce CO2, you need to reduce the number things that cause it: Humans. The alternative: Asking each human to reduce their C02 output won't get you v
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by thorwasdfasdf 5y ago
There's been a pretty huge drop in living standards over the last 40 to 50 years. One interview with a person who lived through the 60s said, back then a painter could own a home, support a non working wife and six kids. These days,
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by thorwasdfasdf 5y ago
Gov spends 40% of all GDP. That should be plenty to take care of the elderly. Of the entire federal budget almost half goes to the elderly: medicaid/medicaid ~ 20%, social security almost 20%. the question we should be asking is. Wh
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by thorwasdfasdf 5y ago
For the last 20 years: - case shiller shows housing has gone up 4% every year on average - Big mac index also 4% per year for the last 20 years - Gas (tax was not inflation adjusted, so gas prices appear to be only 2.5%) but the underlying
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by thorwasdfasdf 5y ago
if crypto is a ponzi scheme, then isn't cash also a ponzi scheme? cash can become just as worthless, when no one believes in it anymore, just ask zimbabwae. personally, if i'm going to be in a ponzi scheme, at the very least I wa
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by thorwasdfasdf 5y ago
I think we should make every sysadmin watch Mr.Robot, at the least the first season. That may drive home the point: secure backups are important. ;)
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by thorwasdfasdf 5y ago
With re-zoning this won't be a problem. Just rezone it to residential. or residential/commercial.
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by thorwasdfasdf 5y ago
it's merely a symptom of not having enough opportunities to invest in. Their workforce (and many large software companies) is already too large for the amount of opportunity available. Even, world famous software engineers like Stevi
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by thorwasdfasdf 5y ago
That assumes you can predict which CEO will do better, not at all a certain thing.
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by thorwasdfasdf 5y ago
Yes, average home size has increased, but that's mainly for NEW homes, not existing homes. You have to remember, those new homes are only bought up by about 1% of the population. So, to say that 1% can afford much larger homes is not
17.
by thorwasdfasdf 5y ago
> If the numbers were really that off in the past wouldn't quality of living be much less than it is for most people in the US? Yes. Absolutely. I saw an interview of someone who talked about living in the 60s. He was saying how
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by thorwasdfasdf 5y ago
We need more data on what prices really are. things like the big mac index, that measure prices independently and actually report just the prices, without quality adjustments. This will give us a good upper bound on what inflation actuall
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by thorwasdfasdf 5y ago
I do agree the CPI vastly undercounts inflation but we loose credibility when we through out numbers so far off from reality. 8-10% is realistic for real estate over the last year or two. But, we need to look at longer term trends to est
20.
by thorwasdfasdf 5y ago
As I read all the comments on this page, I notice a recurring theme. All the problems pointed out and all the complaints are all symptoms of over population. Simply put, we have too many people and not enough viable places for them to li
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by thorwasdfasdf 5y ago
so, why can't they simply build more housing in those areas? And the locals who already bought houses/land aren't getting screwed. they're beneficiaries of all that appreciation. just think of the couple who bought a
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by thorwasdfasdf 5y ago
inflation has been much higher than reported. Just look at the big mac index, which shows nearly 4% inflation for the last 20 years. Cape shiller housing index, also nearly 4% for the last 20 years. According to Peter Schiff, "Trust
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by thorwasdfasdf 5y ago
that's a good strategy, but I'd change one thing: instead of art, use equities, and broden gold to commodities. so then you have: 1/3 real estate, 1/3 equities, 1/3 commodities (mostly gold and bitcoin with some ot
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by thorwasdfasdf 5y ago
Us gardeners topdress our soil with organic matter to prevent topsoil loss and erosion. Personally, I often use unfinished compost because my compost is usually not done yet.
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by thorwasdfasdf 5y ago
according to one news outlet, I heard, the chinese have a long history of double ordering chips. Now, the strategy final pays off, as they can continue development. Most businesses don't double order because of the additional costs,
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by thorwasdfasdf 5y ago
can I make some guesses? are you single with no family, yet? (correct me if i'm wrong) if you had a family to support, with the truely enormous financial costs that SF brings, I think you might change your opinion on this matter.
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by thorwasdfasdf 5y ago
Defenese spending is much more than you think: it's not just the "defense" category, it's also department of energy, dept of veteran affairs, dept of homeland security, and there's other sections where defense spen
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by thorwasdfasdf 5y ago
I agree that it's transparent. But, do you know anyone who believes they have any say in how that money gets spent? do votes matter in any way whatsoever? most of the money is spent at the federal level. is anyone happy with politi
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by thorwasdfasdf 5y ago
Take a look at what's been happening in US Treasuries. Yields have been dropping for the last 40 years. Investors have still been happy with their returns because they make up for low yields with increasing prices on those bonds (bon
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by thorwasdfasdf 5y ago
>> Bitcoin is up something like 800% for the year. It might be up another 800% in six months! Or it might go down to $10000! That was the case in 2017. Not anymore, things have changed. the fundamentals of bitcoin are based on what p

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