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svapnil
searching Neon…
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Groupchatty – Real time chat while using Codex and Claude
(error.workos.com)
2 points
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svapnil
2mo ago
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0 comments
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Show HN: Groupchat, Open Source Slack for Developers
(groupchatty.com)
4 points
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svapnil
7mo ago
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0 comments
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svapnil
1y ago
What's a usecase for this that actually makes sense? Why does Erlang need to run on IoT devices? The main usecases of Erlang I know of are suitable for beefy machines. Source: former Erlang engineer
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Better Fiat Banking Rails will matter more than Stablecoins
(woodside.sh)
4 points
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svapnil
2y ago
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2 comments
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svapnil
2y ago
Would love to hear everyone's thoughts on stablecoins vs fiat money movement! I've spent a few years in payments engineering, but would also love to hear other peoples perspectives
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by
svapnil
2y ago
Hey everyone, I'm Svapnil, the creator of iso20022.js. iso20022.js allows any developer to programatically move bank transfers with a business bank account by making ISO20022, the underlying messaging standard for money movement easier
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Send a SEPA Payment Using JavaScript
(iso20022js.com)
1 points
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svapnil
2y ago
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1 comments
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svapnil
2y ago
Hey HN! A few months ago I built an app that allows you to trade memecoins on Discord. I'm recently open-sourcing it and releasing it to the public so everyone can see how to build Solana apps!
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Trade Memecoins on Discord
(github.com)
1 points
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svapnil
2y ago
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1 comments
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Building Multiplayer Voice-Based AI Apps
(woodside.sh)
1 points
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svapnil
2y ago
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1 comments
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svapnil
2y ago
Hey HN, Svapnil here. I'm excited to show you something I've built over the last few months. Would love to hear your thoughts or suggestions on where we take the project from here. Thanks!
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The Bank Payment System Is Async
(iso20022js.com)
3 points
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svapnil
2y ago
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0 comments
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svapnil
2y ago
All amounts in this library are in base units (whole numbers) and no arithmetic is used! For financial calculations I recommend using Dinero.js
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svapnil
2y ago
It is non-trivial. Every corporate bank usually provides some type of treasury services, which is how companies programmatically move money. As far as I know, this is an international phenomenon. Keep in mind this is corporate banking, not
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svapnil
2y ago
Thanks for finding this article olalonde! You seem to have reactivated https://news.ycombinator.com/item?id=41512930 - which is growing on HN currently
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svapnil
2y ago
Great point hansoolo, ISO20022 has a huge namespace and can do all kinds of things. My current focus on making transaction banking namespaces more accessible (think pain.001 002 and 008) aswell as CAMT files
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svapnil
2y ago
Thanks for finding this, I will fix it ASAP!
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svapnil
2y ago
It's the largest one with traction so far! It currently has over 300 stars on Github, meaning it's the largest package that I believe people care about right now
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by
svapnil
2y ago
Thanks for bringing this up chuzz - we're actually only using base amounts for the money representation for amounts here. (no $2.3232321), only (amount: 232) See the https://dinerojs.com/ package to see how money is
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How to Send a Swift Wire for Developers
(iso20022js.com)
66 points
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svapnil
2y ago
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28 comments
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svapnil
2y ago
Hey HackerNews, I published iso20022js.com a few weeks ago, and I was incredibly surprised by the overwhelming traction it received. I wanted to share more about some payments fundamentals that engineers might need in order to run this pack
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svapnil
2y ago
Thanks for sharing habitue It's true that REST APIs operate under the assumption of processing at request time, while not the case with files. That's what makes Bank REST APIs so tricky - processing doesn't ever actually occu
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svapnil
2y ago
Open Banking imo === the ISO20022 standard. It already is an "API," just in a format that most web developers aren't used to
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svapnil
2y ago
I never knew about HL7, thanks for sharing. I agree that simplicity and open standards will win. SFTP is straightforward and has worked well in the past. In banking and finance, SFTP is what powers most programmatic corporate banking. Event
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Where Banking APIs Fall Short
(blog.svapnil.com)
27 points
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svapnil
2y ago
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10 comments
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Iso20022.js: Why Every Bank's APIs Suck
(blog.svapnil.com)
28 points
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svapnil
2y ago
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0 comments
27.
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svapnil
2y ago
The most straightforward way this is done is by SFTP'ing into banks. Check out step 4 here! https://docs.iso20022js.com/quickstart#step-4-send-the-payme...
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svapnil
2y ago
Yes, ACH/NACHA payments work through ISO20022 aswell and are next up on the roadmap. I'd love to let you know when it's shipped - please shoot me an email at svapnil@woodside.sh so we can stay in touch!
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svapnil
2y ago
Thanks for the feedback boursbenjamin. The test cases for this library validate against the XSD for the ISO files, which could be extended to handle more test cases. Banks sometimes offer a test SFTP endpoint they use. Engineers have had to
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svapnil
2y ago
Hey ab_testing, this is done on a per bank basis. Perhaps bank by bank has different rules, so this is something they'd be best equip to answer. If you have more questions, I'd love to help you out - please shoot me an email @ sva
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