sksk

5 ms·

1.
by sksk 2y ago
For those wondering why are they charging per developer etc. This case study helped me understand what they actually are selling: https://www.remobjects.com/elements/casestudies/curacaoweath... Their landing page
2.
Verizon to buy Frontier in $20B deal to boost fiber network in U.S.(reuters.com)
5 points by sksk 2y ago|2 comments
3.
by sksk 2y ago
Thank you. That makes sense. I totally agree, Excel is a nightmare to debug.
4.
by sksk 2y ago
I am curious about your comment on 100-1000x fewer formulas. Is there a simpler example you can show how your product will do it relative to Excel? When I read your comment, I was thinking, SUM in Excel operates over many cells. You can hav
5.
How the Fed ended the last great American inflation – and how much it hurt(vox.com)
5 points by sksk 4y ago|0 comments
6.
T-Mobile Introduces Home Internet(t-mobile.com)
13 points by sksk 5y ago|6 comments
7.
by sksk 6y ago
I am not so sure. With normal order, if I want to get to page 63 out of 100 pages, I will randomly pick the middle and scan linearly until I hit 63. With this one, I know the last page is around 50 in the normal order. So I will just invert
8.
Charles Schwab to buy TD Ameritrade(cnbc.com)
12 points by sksk 7y ago|5 comments
9.
Google to Ban Payday Lender Ads Starting July 2016(googlepublicpolicy.blogspot.com)
1 points by sksk 10y ago|0 comments
10.
by sksk 11y ago
I am not a professional developer (never gotten paid to write software) but now do some prototyping code in Haskell so real engineers can pick it up from me later. For me, Haskell has been a huge productivity booster. It forces me to write
11.
Firefox Discontinuing the Tab Groups Feature(support.mozilla.org)
2 points by sksk 11y ago|0 comments
12.
The Essence of Scala: Calculus of Dependent Object Types(scala-lang.org)
32 points by sksk 11y ago|0 comments
13.
Amazon Is Delivering Cow Pies (Dung) in India(npr.org)
3 points by sksk 11y ago|0 comments
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by sksk 11y ago
Interesting. If they accept foreign passports, it will be amazing if we can relax the regulation in the US along the same lines with a specific carve out that information cannot be used to enforce immigration policy violations. Then most un
15.
by sksk 11y ago
I did not know about the basic bank account in the UK. What do you need to apply for a bank account? Do you need to provide some form of govt. ID to get it or can you get it any piece of item in a retail store? In the US a good portion of t
16.
by sksk 11y ago
>> Why is a rich person with no debt and huge amount of assets more of a risk than an undischarged bankrupt? Good point and as mseebach points out absence of information is a signal and these type of no-debt cases are very rare that i
17.
by sksk 11y ago
Agreed. You are probably right about the outcome. It is easy to just add an interaction of nominal score group (high, med, low) vs. mismatch/match and see if there is an effect. At our startup we get depersonalized credit data but we d
18.
by sksk 11y ago
That's a good question and I was thinking about the same when I read the paper. I have never investigated this aspect of credit scores in my career so don't really know the answer. My guess is people who have similar score, even i
19.
by sksk 11y ago
It depends on what you mean by 'no debt'. If you mean, they have never ever had a loan then they will most likely not even have a score or a poor one (they will be categorized as a 'no hit' or 'thin file'). Do
20.
by sksk 11y ago
While your statement about payment promptness is correct, people with good scores tend to save more than others (scores do not use savings or income or wealth into account, however). Credit scores only penalize you when you don't have
21.
by sksk 11y ago
This is a very interesting study. Anyone who has worked in the consumer credit industry will know that credit scores are correlated with a whole bunch of things -- your standard credit default to insurance claims to employment. Anytime you
22.
by sksk 11y ago
>> Yup, but so too do credit scores in general. If Harry was unlucky, lost his job and missed a few credit-card payments, then his credit card will suffer regardless of whether he is now actually likely to default While it is true but
23.
by sksk 11y ago
I understand FCRA and ECOA very well and it is very unlikely we are going to get a different interpretation of these regs just because Facebook wants to get into the loan origination game. I see a number of issues: 1. Reason Codes: FCRA re
24.
Peeling Open Apple’s iPhone Upgrade Program: How Does It Really Work?(simplycreditinc.com)
2 points by sksk 11y ago|0 comments
25.
by sksk 11y ago
While I agree that this is annoying, but how is this different from pay walls that vary from 1-2 sentences to blurred out sentences? And what about sites that show content when the referrer is Google but show paywall otherwise?
26.
by sksk 11y ago
One more thing. 30 days is not the right point as payments are usually due 28 days after the statement is issued and most people (people who carry a balance) pay closer to the end -- all this while things are getting compounded. So your 0.5
27.
by sksk 11y ago
Yup, your example will amount to $.53 * 12 = ~$6 / year (assuming no deferral). Typically people end up staying in debt for a few years (4-6 years) because of the way the banks structure payments. So you may conclude, what the heck, $2
28.
by sksk 11y ago
[TL;DR] Simple Interest may looks like has a small delta but for a lender it adds up to some serious money. Also, $2 a month (compounded for a shorter period) adds to $24 / year. We are not about simple interest alone. The revolution (
29.
by sksk 11y ago
That's an excellent question. We want to serve everyone but how we serve them will be different. For example, people with very poor credit -- like the ones that go to Payday lending are not going to benefit from having a revolving line
30.
by sksk 11y ago
Thanks, Brandon. My friends from the industry are already starting to hate us :)

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