saarons

6 ms·

1.
by saarons 4mo ago
If anyone remembers gToons from Cartoon Orbit there's also this: https://gtoons.app
2.
Reconciliation is a knapsack problem(moderntreasury.com)
153 points by saarons 3y ago|54 comments
3.
by saarons 3y ago
CTO of Modern Treasury here. We're very happy with the quality of the client libraries being generated by Stainless. It also integrates nicely into our workflow, we've got the releases almost fully automated whenever new API route
4.
by saarons 4y ago
Big fans of Vanta over here. Compared to everything else in the market, they were clearly the furthest ahead for our SOC2 needs.
5.
How to Build a Digital Wallet Product(moderntreasury.com)
12 points by saarons 5y ago|0 comments
6.
by saarons 6y ago
It was also done in The Animatrix [1]. In order to defeat the robot uprising, the world agrees to block out the sun and starve the robots of solar power. It also backfires on them. [1] https://en.wikipedia.org/wiki/The_
7.
by saarons 7y ago
I'm sure everyone's setup is different but I did this for about 8 years and had to stop recently due to a variety of problems. The first being the lack of support for group messaging. I couldn't send group messages at all but
8.
Modern Treasury (YC S18) Is Hiring Full-Stack Engineers in San Francisco(angel.co)
1 points by saarons 7y ago
9.
by saarons 7y ago
Modern Treasury (YC S18) | Software Engineer | San Francisco | Full-time | ONSITE We're looking for Full-Stack Engineers to join our Engineering team. In this role, you will build innovative payments products that delight both engineer
10.
Continuous Accounting: Building on an Open-Source Library(moderntreasury.com)
12 points by saarons 7y ago|0 comments
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How to Build an Income Sharing Agreement Product(moderntreasury.com)
120 points by saarons 7y ago|68 comments
12.
by saarons 7y ago
On the consumer banking side I would agree with you, not many individuals have complex enough banking needs where programmatic access would be a value-add. However if you look at businesses, any company doing more than (let's say) 50 b
13.
How to Build Products with Real-Time Payments(moderntreasury.com)
8 points by saarons 7y ago|0 comments
14.
by saarons 7y ago
Modern Treasury (YC S18) | Fullstack Engineer | San Francisco |ONSITE | Full-Time | https://www.moderntreasury.com Modern Treasury is looking for a Fullstack Engineer to help us automate the world of RTP, ACH, Wire, and Check. C
15.
by saarons 7y ago
We've heard (unofficially) the cap will be raised over time.
16.
by saarons 7y ago
On the bank side, one of the main providers offering RTP payments to businesses right now is JPMorgan Chase. If you have a commercial account with them, you can originate RTP payments.
17.
by saarons 7y ago
Historically Americans have been wary of handing out their bank account information because that's all the information needed for a bad actor to issue an ACH debit and pull money from your account. The NACHA guidelines have very strict
18.
by saarons 7y ago
"because they can" is probably the best answer. Before RTP, which is still rolling out, wire tranfers were the only way to do same-day, non-reversible, high-value payments. On occasion we also see that wire transfers being sent ma
19.
by saarons 7y ago
CTO of Modern Treasury here. Banks are actually starting to setup a new payment system between themselves called Real-Time Payments (RTP) which has a lot of the same benefits as wire transfers. RTP is 24/7, instant, and (from our exper
20.
What Happens When You ACH a Dead Person?(moderntreasury.com)
254 points by saarons 7y ago|217 comments
21.
by saarons 7y ago
Totally agree on the interest use case, that's exactly where precision beyond 2 decimal places is needed. For payments specifically it makes sense to keep it at 2 because all the payment systems in the US have that precision. When we d
22.
by saarons 7y ago
CTO of Modern Treasury here, like the other replies said it's much safer to use integers so we can bypass all the complexity (and gotchas) of floating point.
23.
Building Payments for an Insurance Startup(moderntreasury.com)
133 points by saarons 7y ago|36 comments
24.
by saarons 9y ago
The lack of acks is why most companies receiving money through ACH will "season" the transactions for a set amount of time. Most of the returns occur in the first 3 business days so most seasoning periods are just around that long
25.
by saarons 10y ago
I love these types of videos that dive into the nitty-gritty of how certain games work. I wish the author would have explained more why there is no position that the coin spawner works correctly in. Are they saying that while playing the ga
26.
by saarons 10y ago
I wish I had something like this sooner. I decided to go with Plivo for a side-project of mine and while my experience has been pleasant I really miss MMS support. I'm going to take some time going through this list evaluating differen
27.
Web API for Accessing Secure Element(globalplatform.github.io)
2 points by saarons 10y ago|0 comments
28.
by saarons 10y ago
So I've actually been doing this in various forms for the past few years. Mind you I actually chose to go with Plivo (a competitor) instead of Twilio, a decision I'm still thinking about to this day (MMS primarily). The way it wor
29.
by saarons 10y ago
I went to high school on Fort Ord land and I think the primary reason for it being a tough sell is the unexploded ordnances. Every year we were given a presentation on how to identify old landmines and avoid them. Even with the recent clean
30.
by saarons 11y ago
I'm always curious how taxes like this are enforced, presumably the City of Chicago can just sue companies like Netflix and Spotify if they think they're not getting their share. If I have my own small-time video streaming busines

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