misaelm

5 ms·

1.
by misaelm 11y ago
Those terminals "don't work" yet . The hardware as you mentioned is there (slot/RFID) but it needs to be enabled by the software loaded to the POS for it to work.
2.
by misaelm 11y ago
Mastercard calls it the "Automatic Billing Updater" [1]. For non-fraud related reissues, it's not a flaw but actually an enhancement: you don't have to remember to update your card information whenever your card expires.
3.
by misaelm 11y ago
I'll just add that starting in October, the merchants will be liable for magstripe transactions completed with counterfeit cards but not for those coming from other type of frauds (e.g lost/stolen cards) as long as the merchants h
4.
by misaelm 12y ago
Tabs being treated like apps is definitely annoying. However, you can fix that by going to the chrome settings and turning off the "Merge tabs and apps" switch. Why "on" is the default setting is beyond me.
5.
by misaelm 12y ago
I built a small app that retrieves data from a remote server, builds a summary and then pushes it to a local html file. Number of people that tried it when I told them that to make it work they had to download python, pip, paramiko and inst
6.
by misaelm 12y ago
I really like grafana but unlike the parent's suggestions, it uses Flot not D3 as the charting backend.
7.
by misaelm 12y ago
From their help page: If you exceed the limit of your current storage plan, you won’t be able to upload additional content but you'll still be able to view, download and delete your files, photos, and personal videos for at least thre
8.
by misaelm 12y ago
I would add that if the "FICO score forced you to take on debt" it would give a better score to someone with a 95% debt to credit line ratio than to an otherwise equal individual with only a 5% debt to credit line ratio. In realit
9.
by misaelm 12y ago
That is mostly the case for consumer loans. For commercial lending, the parametric score is just one factor of the overall underwriting analysis which, among other things, has loan officers talking directly to clients about their businesses
10.
by misaelm 12y ago
If by "companies behind the card" you mean banks, the reason they send you a plastic with a new account number when there's an issue is not only to protect you (although you aren't liable for fraudulent charges it's
11.
The Most Serious Threat When Using Credit: You(nytimes.com)
1 points by misaelm 12y ago|0 comments
12.
by misaelm 12y ago
If you have Ghostery (or anything similar) you need to enable DoubleClick for it to work.
13.
by misaelm 12y ago
I don't know how it works for Amazon, but my guess is that only for the products that get a lot of traffic (e.g. kindle) you have enough "honest" opinions to get rid of the bias.
14.
by misaelm 12y ago
Not necessarily. For FICO scoring purposes, you may carry a balance and still never pay a dime in interest: FICO considers your balance at the end your cycle, not the balance after your due date. For example, if I have a balance of $800 whe
15.
by misaelm 12y ago
It's hard to know exactly goes into the credit score calculation since the algorithm is proprietary but, anecdotally, you can carry a small balance (e.g. <10% of your credit line) without it having a negative impact on your credit s
16.
by misaelm 12y ago
Lenders do rely on a variety of factors when deciding who to lend money to but the credit score (as in FICO in the US) doesn't depend "on where you are and what you're planning to do with it".
17.
by misaelm 12y ago
Stacked charts are no better when trying to compare categories other than the one closest to the x-axis against each other.
18.
by misaelm 12y ago
I was curious too and noticed that those are SVG charts so after a quick check on the minified application.js it seems like it's D3.
19.
by misaelm 12y ago
Actually, with all the press regarding recent data breaches (e.g. Target) you might see it happening before that. Some Chase and Citi cards are now being issued with chip.