mbm

6 ms·

1.
by mbm 5mo ago
Looks neat! Thanks for sharing. This is going to be a space with many different players, which I personally think is awesome.
2.
by mbm 5mo ago
Great questions. On banks not supported by Plaid — while most are covered already (12,000+), totally understand that some like Fidelity aren’t. For this, we’re considering a way to manually import statements, but that wouldn’t support the l
3.
by mbm 5mo ago
Nice, thanks for sharing. I’m curious how MX compares to Plaid.
4.
by mbm 5mo ago
Yeah, investing over time in such a way to beat the S&P is actually incredibly challenging (having tried it myself). I’m very skeptical an LLM can do better than that unless it has a very large, expensive firehose of data. It may be tha
5.
by mbm 5mo ago
Correct. That’s interesting — so you explicitly opted out for any non-OAuth institutions?
6.
by mbm 5mo ago
Correct. They’re incentivized to try to make it as seamless and secure as possible for the 95%, but it’s challenging to build custom integrations for thousands of institutions. Wouldn’t open standards be nice?
7.
by mbm 5mo ago
Hi, just to share - the DevTools experiment was in my initial build for myself, prior to deciding to make it into a product.
8.
by mbm 5mo ago
Thanks :-)
9.
by mbm 5mo ago
Now that would be innovative.
10.
by mbm 5mo ago
hledger is amazing.
11.
by mbm 5mo ago
Local AI models are getting a lot better. If you have the capability to run them, you could automate this yourself using your own browser automation, actually. It is rather fiddly, as mentioned in the post, but is absolutely doable, and pro
12.
by mbm 5mo ago
That's so awesome! You should open source this. Wish we had this in the US, would make things so much easier.
13.
by mbm 5mo ago
The main reason I do it, at least, is because the insights it provides (as someone who's interested in spending patterns/investing/etc.) are actually quite useful. With even a very basic prompt, I've found things that we
14.
by mbm 5mo ago
Yeah, I actually agree with you -- this is something that needs a ton of guardrails. It'll take a lot of thought to build correctly.
15.
by mbm 5mo ago
Yes, give it a try! I did this on my own first before deciding to make it "a thing." It's actually a really fun project and gives you a ton of insight into your finances. I'd recommend it.
16.
by mbm 5mo ago
Hey! Thanks for stopping by. Actually planning to do a full blog post on this topic soon (how to get started with Plaid). It was a bit of a process involving sales calls, contracts, security attestations, etc., but they're planning to
17.
by mbm 5mo ago
Looks pretty good! Give it a try and let us know how it works?
18.
by mbm 5mo ago
Yup, it would be really awesome if this concept was deployed in the US. Unfortunately, open standards don't seem to gain as much traction here outside of the tech industry.
19.
by mbm 5mo ago
Have you tried browser automation?
20.
by mbm 5mo ago
Just to share -- Most of the largest banks/FIs actually work directly with Plaid. Here's a quick list of some of the major ones: JPMorgan Chase, Bank of America, Wells Fargo, Citibank, U.S. Bank, PNC, Capital One, Truist, TD Bank,
21.
by mbm 5mo ago
Hear you 100%. It's certainly not for everyone, and I respect your position.
22.
by mbm 5mo ago
Same here -- I mainly use Driggsby from Codex or Claude Code, not ChatGPT or Claude actually. Thanks for sharing about the apartment -- that's super cool and a really great use-case.
23.
by mbm 5mo ago
Thanks for stopping by, Alex! Looks awesome -- good luck to you guys!
24.
by mbm 5mo ago
This is really neat, and actually pretty sophisticated. It's like a tiny fintech. How well has the cash flow prediction worked?
25.
by mbm 5mo ago
I respect that 100%. Thanks for sharing your thoughts!
26.
by mbm 5mo ago
Side note: the Apple Card is awesome. We have it & love it. Would really like to integrate with FinanceKit (Apple's Plaid, basically) to pull in that data too.
27.
by mbm 5mo ago
The awesome thing is, if it's something you're interested in, you can basically set this up yourself -- a local AI model, some browser automation, and it does mostly work ! It's just a pain to keep running. But it's def
28.
by mbm 5mo ago
Thanks. If I could ask, what would interest you?
29.
by mbm 5mo ago
In case anyone is interested, just wanted to share a few high level details about our infra/security setup. - Backend & CLI are both strictly linted Rust. The webapp runs on Axum (Rust web framework), and connects to Postgres via s
30.
by mbm 5mo ago
Plaid has OAuth-based access for most of the big institutions now, but yes, for smaller institutions, they do scraping. Thankfully, Plaid's been around for a while now and has a good track record. It would be a non-starter to give your

More ›