matthewarkin

6 ms·

1.
by matthewarkin 2y ago
Tokens are mapped to the underlying account not to a specific card. This is one of the selling points of network tokenization to merchants. If the underlying card gets lost/stolen/replaced/etc, the token will still work becau
2.
by matthewarkin 4y ago
The slightly tricky part is that the brand rules may still apply even if it transaction on debit rails, since the brand is printed on the card and Visa/MC doesn't want to deal with consumer complaints because the merchant routed i
3.
by matthewarkin 4y ago
Brazil has a unique thing "combo cards" in which a single card number can be tied to different accounts. So selecting credit draws from a line of credit while selecting debit draws from a bank account (checking or savings) holding
4.
by matthewarkin 4y ago
One of the Chase Merchant Services platforms had an outage earlier.
5.
by matthewarkin 6y ago
Braintree / Paypal | Chicago, IL or Austin, TX or San Francisco, CA or REMOTE USA | Software Engineer | https://www.braintreepayments.com/careers/ Braintree lets you move money from one place to another safely and
6.
by matthewarkin 7y ago
None of the major card networks except for American Express validate cardholder name. The Address Verification Service (AVS) also only validates numeric values (so if your address is 123 Main Street, 123 Maple Ave will return a matching res
7.
by matthewarkin 9y ago
The article states they were rendering maps screens on the phone and shipping the screenshot to the watch to handle performance issues with the watch.
8.
by matthewarkin 9y ago
Stripe sends an email to the customer asking for them to provide a refund bitcoin address: https://stripe.com/docs/sources/bitcoin#refunding-bitcoin-pa...
9.
by matthewarkin 10y ago
Braintree allows you to bring your own merchant account and then its just a per transaction fee. https://www.braintreepayments.com/faq#pricing
10.
by matthewarkin 10y ago
If you use standalone accounts, then the liability is with Stripe. With managed accounts you're collecting all this information, Stripe charges an additional .5% and financial liability switches to you if Stripe cannot debit the mercha
11.
by matthewarkin 10y ago
Financial liability is also shifted to the platform / api user.
12.
by matthewarkin 10y ago
Current Apple Pay works with subscriptions, I don't see why this would not.
13.
by matthewarkin 10y ago
You can do "payouts" with Stripe Connect. Stripe doesn't have a money transmission license so they can only do a payout when it's tied directly to a charge (like marketplace). You could also take a look at Payoneer.
14.
by matthewarkin 10y ago
Only American Express offers name verification to merchants. When it comes to address verification, only the numeric data gets checked. So for an address "123 Main Street" would match "123 Bryant St" as well
15.
by matthewarkin 11y ago
There's self-reported data that some Stanford students have scrapped from CourseRank before it got shutdown. http://www.stanfordrank.com/cs143
16.
by matthewarkin 11y ago
I plugged this before, but https://commencepayments.com , which basically acts as a server for a Stripe integration which is pretty neat for people who don't have access to their server-side code. Total Processed volume has
17.
by matthewarkin 11y ago
There is SQL Server Express though it has a 10GB limit
18.
by matthewarkin 11y ago
True, though to some extent I'd expect the moderation and reviews of people on Github or apt would be stronger than that of the average wordpress user.
19.
by matthewarkin 11y ago
There was a popular (4000+ active installs) Wordpress plugin for Stripe that up until recently (read a week ago) wasn't PCI compliant. I wouldn't be surprised if this sort of thing is more common than just one or two rogue plugins
20.
by matthewarkin 11y ago
"Paypal indicated that UnoTelly is not allowed to provide services that enable open and unrestricted internet access." I don't agree with that intreptation, I'm assuming that the Paypal ToS (like many payments providers)
21.
by matthewarkin 11y ago
A simple hack, if you register your computer as non Windows/ OSX device you're not forced to run it.
22.
by matthewarkin 11y ago
Stanford students have to get software installed on their laptops to access the Stanford network. Supposedly this is to force us to have anti-virus installed and the latest security updates, but I doubt any student has actually looked into
23.
by matthewarkin 11y ago
Assuming it's a Visa card and it was not a pin based transaction. Visa has a Zero Liability of fraudulent transactions for card holders regardless of the issuing bank
24.
by matthewarkin 11y ago
With Managed Accounts you can create accounts for other people via the API that besides for a line in your terms of service they don't need to be aware of Stripe for.
25.
by matthewarkin 11y ago
Using Stripe Connect and Managed Accounts you can hold funds for 30 days. Its not legally escrow though (escrow tends to have a specific legal definition and set of rules).
26.
by matthewarkin 11y ago
Stripe Connect allows sending money to other peoples account
27.
by matthewarkin 11y ago
I like Braintree's model a bit more, the provide the API consumer with the raw AVS and decline codes from the card processor (while Stripe just says "card_declined"). Braintree also allows you to do finer grain controls such
28.
by matthewarkin 11y ago
Sure, Stripe just provides the underlying payment API, you can build your own tool (or use one of many pre-built ones) that sends your customer an invoice and providing them a method to pay you per invoice.
29.
by matthewarkin 11y ago
The micro-deposit requirement or Plaid (logging into the bank account) should ideally minimize fraud. But for consumers ACH fraud is sadly way more difficult to deal with than credit card fraud.
30.
by matthewarkin 11y ago
Thats a Plaid thing, users could just enter their routing number and account number.

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