kulkarnic

6 ms·

1.
by kulkarnic 3mo ago
Treasuries, MBS, most non-corporate bonds all trade in eighths or 64ths. Coupon rates are in eighths as well. Commodities I think no longer do, but did until recently.
2.
by kulkarnic 5y ago
Isn't the risk profile of a checking account "don't lose money"?
3.
by kulkarnic 5y ago
Yes, that is what I meant. Thank you for expressing it more clearly!
4.
by kulkarnic 5y ago
Passive investing isn't zero sum - it's positive sum. If you could buy a fraction of earnings from every business in the economy (i.e. both businesses that currently exist, and future businesses that are founded in the future), th
5.
by kulkarnic 5y ago
> When we first started investing, we approached it from two beliefs: 1) you are unlikely to grow a portfolio without a small percentage of it allocated to more active investments I wish you all success, but this assumption goes against
6.
by kulkarnic 7y ago
Possibly -- you sell stock in fossil fuel companies, and reinvest in some other, hopefully more sustainable, company. It's not the divestment part that helps, it is the reinvestment.
7.
by kulkarnic 9y ago
Yes, the story is inaccurate: the study was about how power, not luck, changes perceptions. But the message is still right. It's easy to be a jerk if you are powerful. (And it's easy to be negative when you're just commenting
8.
by kulkarnic 11y ago
This is factually incorrect, in addition to being bad advice. You take on debt when the net present utility of the purchase is greater than the price of the debt. Here's a simple example to illustrate: you have an interview tomorrow, a
9.
by kulkarnic 11y ago
Before you buy into the negativity of some comments on this thread, take a moment to pause. Andrew has achieved some truly remarkable feats. Why not accept what he has achieved is many standard deviations away from the average, and try and
10.
by kulkarnic 11y ago
I just checked their site, and they act less like a hungry startup, and more like a don't-care near-monopoly. Three examples: - You can't see prices for many items without logging in. For a site that is geared towards price-consci
11.
by kulkarnic 11y ago
I misphrased above. The index fund will pay out a dividend if the underlying stocks do. Fortunately for investors, Companies are paying dividends less and less frequently, preferring to do stock buybacks (which improve the stock value) inst
12.
by kulkarnic 11y ago
Articles like this are evidence that people are still surprised that capital grows faster than labour. At least in fair capitalist society the surest way to become wealthy (statistically speaking) is to understand: - The total wealth of th
13.
by kulkarnic 11y ago
You only pay capital gains taxes when you realize gains, not every year. Trump would pay 15% of $20B = ~$3B, so his net worth would be $17B. And this is assuming that his stock investments don't pay qualified dividends that are reinves
14.
by kulkarnic 12y ago
Yes, you can save yourself from the fallout (which decays exponentially with distance anyway). Unfortunately within around 15mi, you're still going to get pretty bad burns, unless you duck into your shelter immediately after the explos
15.
by kulkarnic 12y ago
The rational reason we don't build nuclear shelters anymore is because they're no longer effective. As weapon yields increased, it's become apparent that a concrete, underground hideout is not going to save you. The irrationa
16.
by kulkarnic 12y ago
Developers need hardware too!
17.
by kulkarnic 12y ago
Is this a serious post, or are you being sarcastic? I honestly can't tell. JS the language of the future? Why? It has probably the worst gotchas of any language I've coded in, it's verbose, and weird scoping. Nor is it especi
18.
by kulkarnic 12y ago
The prize money is definitely a great idea. It'll probably be seen as a rich-company-PR move, but in hindsight, I think we'll see it as a sign of the times. Computer science seems to be going through a similar transformation as P
19.
by kulkarnic 12y ago
I think the clustering either has been trained very well, or uses a very conservative rule-based system. It seems to work great!
20.
by kulkarnic 12y ago
I can't edit this original post, but it seems I can't invite people yet; will update when I do.
21.
by kulkarnic 12y ago
I wrote a review of the Inbox on facebook (that was my deal with the person that invited me). Cross-posting here if it interests you. My review of Google's new Inbox, based on two hours of use (thanks [redacted] for the invite). First
22.
by kulkarnic 12y ago
Actually, I just returned my iPhone 6 last week, and got a cheapo Moto G with LTE. Yes, it was too big for my hands, and I like using phones with one hand.
23.
by kulkarnic 12y ago
How about asking people for the command line arguments once they double-click? Telling users they are wrong seldom works in the long run, because this requires a change in the mental model. The program model most people using GUIs assume is
24.
by kulkarnic 12y ago
As someone who's from India, but lives in the Palo Alto area, this is an especially astute comment. America's still clearly the innovation leader in many markets, and I think it's fair to expect that many young people (if not
25.
by kulkarnic 12y ago
```The methane is emanating from at least 570 locations, called seeps, from near Cape Hatteras, N.C., to the Georges Bank southeast of Nantucket, Mass. While the seepage is widespread, the researchers estimated that the amount of gas was ti
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by kulkarnic 13y ago
There might eventually be an API available. Right now, we're focused on getting the actual grading interactions for the peers right. Richard's etcml already has an API.
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by kulkarnic 13y ago
Um, hey, I'm the author of the paper. I'll check this thread again in a few hours, in case you have questions about it.
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by kulkarnic 13y ago
This is both amazing and scary. The amazing part is obvious. The scary part is we now have companies that are worth a billion dollars that are unlisted and have no public scrutiny. Either a billion is not a very large number to the American
29.
by kulkarnic 13y ago
That is unnecessarily harsh. Docker legitimately represents a new idea, and some claim, a better idea. Yes, it won't run on RHEL5; but Java probably did not run on DEC mainframes either (back when its selling point was Write once run a
30.
by kulkarnic 13y ago
A few days? People get upset if you haven't replied in an hour. Seriously though, long periods of solitude is not what we need. I'd not be productive if I became a hermit, but I'd be a lot more productive if I had periods of

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