kevc

11 ms·

1.
by kevc 10mo ago
It feels like we are pretty far away from LLMs running a concession stand (see andon labs) so not surprised it would struggle here. Still the failure modes are super interesting and having benchmarks seems to be the starting point to domain
2.
by kevc 6y ago
This is a pervasive myth. Young founders get pr because it’s notable and drives clicks, but the average age of a successful founder is older. The average age of a YC founder is 30. According to a Harvard Business Review article I remember r
3.
by kevc 6y ago
Unfortunately “protecting ourselves” against these drugs has terrible second-order effects (see war on drugs). Perhaps we should let people buy drugs and bad food but add taxes to cover the collective damage done by them.
4.
by kevc 6y ago
I worked in the game industry on the business side and saw all salaries. Game developers are paid well under software engineers at “traditional” software companies. Similar software engineering job requirements, except one pays less and dem
5.
by kevc 6y ago
I think you are right - but only for a specific crowd. The hardcore iron types tend to be serious about fitness, but define fitness narrowly. They fetishize the weightlifting basics, and dislike any and all gadgets and tech in their routine
6.
by kevc 6y ago
A good friend was recruited by Meg in Quibi's early days (under 20 employees). Her report to me: 0 customer validation, experimentation, research, etc. She ran for the hills and predicted this outcome for years. They had a giant vision
7.
by kevc 6y ago
Always liked the landing page for: https://www.gradientmetrics.com/
8.
by kevc 7y ago
Currently writing a web app to help business owners navigate the Byzantine process of getting federal assistance (US) for Covid-related hardship.
9.
by kevc 7y ago
This looks great, looking forward to trying it out. I was a heavy Essbase user at a previous analyst role so working with data as a spreadsheet plugin feels very natural.
10.
by kevc 7y ago
We also leveraging the ICHRA, but Savvy works a little differently. Instead of a reimbursement-based approach, where employees pay insurance premiums themselves and submit them for reimbursement (like a business expense), we manage the paym
11.
by kevc 7y ago
Appreciate the tip! Will definitely check out the Justworks onboard flow. I think partnering with payroll vendors would be a great idea.
12.
by kevc 7y ago
As long as you are enrolled in health coverage (whether yourself, or on a spouse's plan) you can spend your employer's health funds on dental and vision.
13.
by kevc 7y ago
Agreed healthcare is changing. I will say, however, that the ICHRA was one of the few healthcare related initiatives with pretty strong bipartisan support. The SBA (Small Business Administration) lobbied for it. To your point on employees q
14.
by kevc 7y ago
Thanks! If they are still looking to offer health benefits, we would love to speak with them.
15.
by kevc 7y ago
This is a good point - we can do a better job demoing how the product works before you buy. Although it looks immediate on the site, we don't currently charge the setup fee until we check in with our customers and make sure they are ha
16.
by kevc 7y ago
As you say, the sheer number of choices can be overwhelming. This is why we have our brokers, who are experts on the nuances of health plans, recommend a few plans for each employee - we do the shopping for most employees, and the power use
17.
by kevc 7y ago
Thanks! We appreciate it. We believe Savvy and the new regulations will strengthen the individual market.
18.
by kevc 7y ago
Thanks! We have definitely found we are a good fit for remote companies with employees in multiple states. If you don't mind me asking, what did you end up doing for your health insurance?
19.
by kevc 7y ago
Apologies - We usually walk customers through the setup over the phone, definitely needs some work to be fully self-serve. We appreciate the feedback. To answer your question: The premiums will be deducted from your account, and any extra e
20.
by kevc 7y ago
You are right, some of the regulations around association plans were only recently decided, so they are not widespread. We are very interested and working with some experts in the space to better understand how we can leverage them.
21.
by kevc 7y ago
Choosing a PEO also means that you are outsourcing all your HR functions - payroll, retirement, benefits, etc. Part of that includes large group insurance prices. In return, you pay a per-head fee to the PEO. If cost is the primary driver f
22.
by kevc 7y ago
Association health plans are a way to group small businesses together for large group pricing, without using a PEO. https://www.dol.gov/general/topic/association-health-plans We think other companies offering ICHR
23.
by kevc 7y ago
Yes, you can do exactly as you describe. I'll make that more clear on our website.
24.
by kevc 7y ago
We agree that less distance between the buyer and the end user is better. In our case, the middleman we are removing is the employer. With us, employers are no longer picking specific health insurance policies on behalf of their employees.
25.
by kevc 7y ago
You are right, big-group rates are the lowest. Grouping smaller companies to negotiate lower rates is something we are actively pursuing. Small group prices can, on average, be more or less competitive than the individual market, depending
26.
by kevc 7y ago
To prevent this kind of thing from happening, regulations state that you cannot offer both Savvy and a traditional group health plan within the same "class" of employees (IRS-defined, things like full-time vs. part-time vs. season
27.
by kevc 7y ago
Correct, employers can pair their insurance reimbursements with HSA contributions if they wish.
28.
by kevc 7y ago
The money your employer gives you can only be spent on insurance or medical expenses. So in your example you can buy the $250 plan and have $250 / month leftover to pay for prescriptions, doctor visits, or other medical expenses. You w
29.
by kevc 7y ago
You would be surprised how common missed payment issues are. Many carriers will only notify you via paper mail, so it's easy to miss. We manage the carrier payments for all enrolled employees to make sure that this doesn't happen.
30.
by kevc 7y ago
What do you envision is the best way to do this? Our approach is to present employees with a few options upfront that, behind the scenes, have been recommended by a broker for them. They can speak with their broker if want help understandin

More ›