jhuckestein

7 ms·

1.
by jhuckestein 7y ago
hey, i work at monzo we're currently making money from interest charged on loans that we make to our customers, from interest that the central bank pays us on our deposits, as well as from interchange that we earn when our cards are us
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by jhuckestein 7y ago
Hey, thanks for flagging. I will look into that. The number is definitely meant to be staffed at all times
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by jhuckestein 7y ago
Massive congrats to the team - what a great and well deserved outcome :)
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Anatomy of a Production Kubernetes Outage [video](youtube.com)
1 points by jhuckestein 8y ago|0 comments
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by jhuckestein 9y ago
I have been reading HN regularly for 10 years. It has taught me everything I needed to know to get started. I applied to YC 4 times, got rejected 3 times, crashed one startup and ultimately found my current cofounder through the YC communit
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Very Robust etcd(monzo.com)
1 points by jhuckestein 9y ago|0 comments
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Monzo asks community to decide pricing(community.monzo.com)
1 points by jhuckestein 9y ago|0 comments
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Monzo, a UK digital-only challenger bank, granted full banking license(techcrunch.com)
1 points by jhuckestein 9y ago|1 comments
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Transparent by Default(monzo.com)
1 points by jhuckestein 10y ago|0 comments
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by jhuckestein 10y ago
I work at Monzo. We've posted an update on the situation on our blog: https://monzo.com/blog/2017/03/05/outage/
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by jhuckestein 10y ago
CTO at Monzo here. We are really sorry about that. One of the things we have learned from this incident is to proactively reach out to all customers as early as possible, even if it means alarming a large number of people. We did tweet abou
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by jhuckestein 10y ago
The thing is, the user experience of Uber, Lyft et al is strictly better than public transport. Some would even say it is 10x better (in the From Zero to One sense). It picks you up whenever you want, wherever you want and drops you off exa
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Monzo bank crowdfunding pledges surpass $10m (£8.2m)(monzo.com)
3 points by jhuckestein 10y ago|0 comments
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Fighting Fraud with Machine Learning(monzo.com)
2 points by jhuckestein 10y ago|0 comments
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Designing a product with mental health issues in mind(monzo.com)
5 points by jhuckestein 10y ago|0 comments
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by jhuckestein 10y ago
Monzo | Backend, Web or Android Engineer | London | VISA, REMOTE, INTERNS https://monzo.com At Monzo we aim to build the best current account in the world. We are always keen to hear from capable, creative engineers who want to
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by jhuckestein 10y ago
Monzo | London | REMOTE, INTERNS and VISA all welcome We are building a bank from scratch using modern technologies. Our product is a mobile first bank account for retail customers. We are hiring for - Backend developer - Web developer -
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by jhuckestein 10y ago
All banks in the EU will have to offer APIs in 2017 because of PSD2: http://www.out-law.com/en/articles/2015/january/key-features... The alternative to open APIs is that third parties ask customers for o
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by jhuckestein 10y ago
I work at Monzo. I agree that using microservices and kubernetes is not what allows us to provide a good user experience. We could provide the same user experience if we had built everything on rails and postgres. In fact, that would have
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We Are Now a Bank(getmondo.co.uk)
1 points by jhuckestein 10y ago|0 comments
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Mondo becomes the latest UK digital bank to gain a licence(ft.com)
1 points by jhuckestein 10y ago|0 comments
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by jhuckestein 10y ago
I wonder if OpenAI could define and build against a robot API that hardware robots would implement in different ways. That way OpenAI could focus on the software and various other teams could compete to solve all the mechanical challenges y
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by jhuckestein 10y ago
What does replacing the auth page gain the attacker? At worst the user enters their email address into a phishing page. The important thing is that there isn't a password :)
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by jhuckestein 10y ago
The devil you know I suppose ;) IIRC we didn't go too far down the client cert route because we're behind CloudFlare and we like it that way. Something to revisit in the future.
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by jhuckestein 10y ago
As much as I love Stevie, teller.io and this demo: Why not both? OAuth 2 is not "bad" in general, you just need to consider the implications of using it. If you have an API that allows clients to move customers' money or take
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Automated Testing and Accessibility on iOS(getmondo.co.uk)
1 points by jhuckestein 10y ago|0 comments
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by jhuckestein 11y ago
Thanks a lot for the link :) I'd rather hire a CISO that understands security and teach them how to think like a regulator than vice versa! Heck, I have long hair myself and didn't have any contact with policy documents until just
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by jhuckestein 11y ago
[I work at Mondo] Yes please! We're currently working out what form that will take exactly. Why do you ask this? I'm keen to hear what you'd like to see from us :) During our current alpha test we don't invest your money
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by jhuckestein 11y ago
[I work at Mondo] You raise a good point, indeed. Security is something we take very seriously. As others have stated already on this thread, groups that target banks are incredibly sophisticated and well capitalised. All other banks face t
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by jhuckestein 11y ago
Here's a video from a similar talk at Golang UK: https://www.youtube.com/watch?v=cFJkLfujOts

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