hagy

7 ms·

1.
by hagy 3y ago
That is impossible because each Vanguard mutual fund is a distinct legal entity. Assets cannot be moved between funds. See Vanguard safety for more details: https://www.bogleheads.org/wiki/Vanguard_safety
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by hagy 3y ago
The default settlement account, Vanguard Federal Money Market Fund, has incredibly low credit risk because its assets are short-term US Federal gov debt and Federal Reserve repurchase agreements. [1] Neither of those entities have substanti
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by hagy 3y ago
The data is already adjusted for inflation as indicated in the y-axis label, "Expenditure in constant 2020-21 U.S. dollars".
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by hagy 4y ago
Homeownership cannot be both affordable and a good investment because a good investment has returns that at least beat inflation. That implies housing costs for new buyers will become increasingly expensive in real terms. Think about how ca
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by hagy 4y ago
Exactly! We are all already the beneficiaries and casualties of the unearned rewards and punishments due to the randomized genetic combination we received at conception. Kathryn Paige Harden brilliantly explains this ethical challenge in he
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by hagy 4y ago
Yes, and if their banner ads for donations focused on that then many of would be more comfortable donating. Our concern is their deceptive ads that give the impression that Wikipedia is struggling to pay the bills for serving Wikipedia.
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by hagy 4y ago
I'm generally in favor of unions as a one of many tools for helping workers get a better working arrangement. Yet I personally don't see the need for this tool in tech. The labor market has been red hot for years with demand excee
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by hagy 4y ago
There's plenty we can do to improve things and therefore fighting a losing war against money in politics is a distraction that simply wastes our limited time and effort.
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by hagy 4y ago
Yep, if direct political donations are banned or highly limited, then SBF (and Thiel) will just fund a bunch of media startups that promote their preferred policies and candidates. These firms can appear to be profit seeking ventures while
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by hagy 4y ago
Universities have mixed incentives at best in terms of certifying graduates. A degree program that routinely failed a high portion of students of the program would soon find few students entering the program. Because universities see studen
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by hagy 4y ago
https://www.bloomberg.com/opinion/articles/2022-05-13/elon-m... > Safe assets are much riskier than risky ones. This is I think the deep lesson of the 2008 financial crisis, and crypto loves re-learning th
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by hagy 5y ago
Yes, it is unfortunate that ordinary Russian citizens are being harmed by the sanctions. But that is unavoidable and an acceptable side effect of weakening Putin’s war machine. We need to eliminate his ability to wage an inhuman war of aggr
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by hagy 5y ago
Good catch. Will correct the mistake. Thanks! Agree that hopefully Spotify can resist calls to stop distributing content that other users find objectionable. As you point out, fashion will change and hopefully it does so in a way that shuns
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by hagy 5y ago
While I agree in principle with this line of thinking, I do worry that this will just lead to platform fragmentation. My thinking is that if Spotify (or any other platform) gives in to one online mob then that will only encourage more futur
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by hagy 5y ago
I agree that Spotify has the legal right to stop distributing any content they find objectionable. Anyone arguing that Spotify’s action is a first amendment violation is simply wrong. A private entity, like Spotify, can decide what content
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by hagy 5y ago
They aren't forcing any single property to be a duplex. Instead they are preventing a ban on allowing the property to be a duplex. The property owner can still choose to build a single family home at their discretion. The comparable ca
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by hagy 5y ago
I worked at a company that migrated a 100 PB Hadoop cluster to GCP for assorted reasons despite many years of success with colocation. I wasn't involved in any of this, but the team's decision process makes sense. You can read thr
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by hagy 5y ago
Exactly! There are numerous applications where SQLite is replacing an ad hoc file-based solution, with nebulous at best durability and atomicity, let alone scalability. Like an application that would otherwise persist state in XML/JSON
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by hagy 5y ago
As an investor in Miso Robotics[0], the company that makes Flippy, I'm quite excited by these developments. From what I've been reading about the kitchen automation industry, I believe we may be less than a decade away from fully
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Amid the Labor Shortage, Robots Step in to Make the French Fries(wsj.com)
1 points by hagy 5y ago|1 comments
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by hagy 5y ago
In this attempt, I hope the organizers take the time to listen to many workers to understand their employment concerns as well as concerns with unionization. In the previous attempt, I found their website sorely lacking in specific demands,
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by hagy 5y ago
I think this could be solved by including randomization. E.g., if the top schools currently take the top 5% of students by test score, then they could instead consider the top 25% of students and select 20% of them through a lottery. In tha
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by hagy 5y ago
I was surprised by that also. Here's what I found and shared in an earlier comment in this submission. I asked a friend who has a CPA, but doesn't work in tax law. Their first comment after briefly scanning the legal code is that
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by hagy 5y ago
I was surprised by that also and asked a friend who has a CPA, but doesn't work in tax law. Their first comment after briefly scanning the legal code is that "disqualified person" is only used within the context of "proh
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by hagy 5y ago
No. If anything he exaggerated the value of those PayPal shares at the time of contribution. Assuming he made the contribution for tax year 1998, then PayPal hadn't yet raised any money and had no external valuation. The company was wo
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by hagy 5y ago
I agree that Thiel did stretch the law, but all of this only matters because PayPal was exceptionally successful. Almost all founders who buy their early shares prefunding and place them in a Roth IRA will end up with worthless equity for r
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by hagy 5y ago
I'm surprised to see this downvoted. My understanding is that one can only contribute to a Roth IRA if their income is below a certain limit. For the 2021 tax year that is $139k. Plenty of founders are receiving salaries below that thr
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by hagy 5y ago
But the shares truly were worth basically nothing at founding. If he made the contribution for tax year 1998, then they hadn't even raised any money and therefore there was zero external valuation. Anyone can found a company with a $1
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by hagy 5y ago
Yep, this is called cross-device matching. Generally consists of some modeling for devices seen together on the same IP address. One of the notable AdTech companies in cross-device modeling is Drawbridge (purchased by LinkedIn). Here's
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by hagy 5y ago
When I defended my PhD in 2013 at Georgia Tech Chemistry, the first half was the public defense, including Q&A. The second half was closed-door, consisting of just the committee and the PhD student. This second half was known to be more

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