globile

15 ms·

1.
by globile 8mo ago
It would be much more interesting that the system blur when it finds we drift from being "in the zone". "I'm going to quickly shift from my terminal to this chrome tab to check this documentation but while it loads I&#x2
2.
by globile 3y ago
From a fraud prevention mechanism, credit card name has also been a minor signal when composing any fingerprinting patterns. Might as well ignore the whole signal, and more now that anonymous and prepaid are gaining share.
3.
by globile 3y ago
Center for Humane Technology(0) has good resources, whether parent, educator or child...even if you didn't watch/like The Social Dilemma. [0] https://www.humanetech.com/
4.
by globile 4y ago
This is the big problem with Stripe's positioning in the payments food chain ladder. Block every single fraudulent or suspicious transaction, and you're leaving obscene amounts of money on the table. The amount of credit card frau
5.
by globile 4y ago
Stripe support is broken. I recall patio11 writing about how Stripe is all about putting in the correct "process". Well, the process for support fails. We handle a decent volume and have been a merchant for over 8 years. We can&#x
6.
by globile 4y ago
Was waiting for someone to post PaulG's take on this. So here goes: http://www.paulgraham.com/vb.html
7.
by globile 5y ago
Was also here on the 1st day, the same day I decided to start-up 15 years ago! Took me 7 years to create an account though. Wish I had done it sooner! Especially ALWAYS reading the comments BEFORE the actual articles! Thanks!
8.
by globile 5y ago
It quickly gets complicated. There are many more variables to take into account. - SCA exemptions - Prepaid Cards (with no built in 2FA support) - Banks in less developed markets (No 3DS) - "We encountered a 3DS processing error"
9.
by globile 5y ago
We developed an internal 3DS attempt strategy to try to remedy this [0], but it is not ideal. Basically, try 3DS (with no authentication), then try regular charge (NON 3DS), then if all else fails try a full 3DS charge. You'd be surpri
10.
by globile 6y ago
I might be oversimplifying but when you pay with a US card at a European Stripe Merchant, the acquirer they use locally will show up at your US Bank as "foreign", and this will trigger all sorts of things at the fraud/complia
11.
by globile 6y ago
It is pretty clear by now Stripe has big guns pointed at enterprise customers. What others like Checkout.com, Adyen thought was a relatively safe moat, has now clearly disappeared. However, I'm sorry to always be the sour grapes guy wh
12.
by globile 6y ago
Worth mentioning Shopify uses Stripe. A few months back they introduced their Shopify Payment Module (at least in Europe) which runs on Stripe, which then overrides and disables the standalone legacy Stripe module. You can't have both,
13.
by globile 6y ago
Absolutely. Remember the "2014 Obama Unlocking Law" [1] ? It was supposed to not only not make it ilegal to carrier unlock a phone, but also forced all carriers to adopt a specific code of conduct to assist users with unlocking. F
14.
by globile 6y ago
Phone unlocking doesn't get much attention, but it is an integral part that no one wants to address or get their hands dirty with. There are many more locked phones in drawers or acting as mere paperweights than people actually care to
15.
by globile 6y ago
HN hug-o-death: Cached version: https://webcache.googleusercontent.com/search?q=cache:JPTbrr...
16.
by globile 6y ago
Oh yes! To Grandfather or not to Grandfather! That dilemma! I understand they are still using the same functionality they had at signup time, and are still on the same API version, so not taking advantage of new direct functionality. Yes, o
17.
by globile 6y ago
Make sure you run the numbers first. If you have a lot of international traffic, you may end up paying more.
18.
by globile 6y ago
Same thing has happened for Radar for example. We set up our whole infrastructure with their beta 3DS and Radar products, and then one day (a few months back), it is $ 0.07 per txn in Radar as well as no returned fees on refunds. Stuck with
19.
by globile 6y ago
Off topic, but a great window to HN demographics via referred traffic in these legacy stats trackers. Sigh ... The days when showing off your traffic stats was more important than privacy or confidentiality. http://extremetracki
20.
by globile 6y ago
We have the opposite problem. People with 50 carding attempts and radar scores of 30 or so. There is no value in Radar if so many of these cases pop up because you can’t really tell the truth from the false. We use Sift as a backup, and tha
21.
by globile 7y ago
It is not only manufacturers. Cellphone Network Operators are part of the problem. Our B2B customers are in many cases Network operators. Occasionally they request tens of thousands of unlock/repair requests for phones from competing n
22.
Lower Your False-Decline Ratio by Up to 15% Using Two 3DS Techniques(medium.com)
2 points by globile 7y ago|0 comments
23.
by globile 7y ago
The first one is Zendesk [1]. Not sure about the 2nd one but I don't think it's Google Analytics. 1. https://www.zendesk.com/
24.
by globile 7y ago
Honest question. What’s wrong with Google Recaptcha V3? No need to select 25 traffic lights. Gives you a score from 0 to 1 so you can decide whether you let them in easily or not.
25.
by globile 7y ago
Agreed! But a big majority of phones out there, especially in secondary markets to the US like Latin America are locked by default from within the Telcos, and will go though several hands before ending on a shelf or refurbished and sent to
26.
by globile 7y ago
Don't forget about Telcos. Your AT&T, Vodafone, Verizon & Co, put an enormous amount of pressure on Apple to limit and protect device unlocking. This is a cat & mouse situation where either party might benefit from tight un
27.
by globile 7y ago
Another thing to take into account is that if you're not using Stripe Checkout now, you will have to migrate to it, and since Dynamic 3DS will be used to filter and "secure" potential fraud, you will probably see a decrease i
28.
by globile 7y ago
Things like this are great for the average to small merchant, BUT if you're processing more than, say, 50,000 USD a month, relying heavily on the Stripe ecosystem can take its toll and can cost you big time. - Use Stripe as the only ga
29.
by globile 7y ago
Isn't this what Ethoca and Verifi do?
30.
by globile 8y ago
Disclaimer: I run an unlocking business. Not exactly the same thing, but operator unlocking was deemed legal in 2013... https://www.loc.gov/item/prn-13-041/statement-regarding-whit... ...and measures were put in p

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