fintechjock

9 ms·

1.
by fintechjock 3mo ago
I've been on the Discord for a couple of years now, and poking around with submissions as well. Sean and the entire team deserve so much praise for all of this work. It's easy to just read about the breakthrough and see it as one
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by fintechjock 3mo ago
I think your point on costs here is right. I was treating “computer software” as anything that consumers use: apps that provide a service for free in exchange for data, etc. Very interesting, thanks!
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by fintechjock 3mo ago
We can be respectful with this! The tweet is from Mark Henry who updates that chart often. It’s cited pretty often. There is a bit about the methodology here: https://www.aei.org/carpe-diem/chart-of-the-day-or-century-8
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by fintechjock 3mo ago
> Cheaper software Software prices are down 73% since 2000: https://x.com/Mark_J_Perry/status/2015463505298878746 > Nearly unlimited cloud storage $9 / month for 2tb of cloud storage is a pretty sweet
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by fintechjock 3mo ago
Found something. Not very exact data, but Virginia has the highest concentration of data centers per capita, but average electric bills: https://www.electricchoice.com/average-electric-bills/ I agree with your take on
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by fintechjock 3mo ago
I don't see a widespread issue in keeping the lights on, outside of the Lake Tahoe fubar. Considering utility rates, I would happily pay more for utilities in the short term to have 30+ years of lower property taxes. The data centers p
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by fintechjock 3mo ago
Interesting, thanks!
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by fintechjock 3mo ago
Cheaper software – all of them Nearly unlimited cloud storage - AWS / Google / etc. Data centers are the Cloud Lower property taxes - data centers increase the property tax base, creating tax compression, which shift property tax
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by fintechjock 3mo ago
Those are residents, not consumers across the US
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by fintechjock 3mo ago
True, for the average HN consumer But a new iPhone Pro is $154 cheaper than it was in 2020 when adjusted for inflation, and that is probably all the average consumer really cares about
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by fintechjock 3mo ago
What would you estimate is the annual electricity spend for those living next to data centers and those who don’t?
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by fintechjock 3mo ago
How are they harming consumers? I would think that consumers would vastly benefit from cheaper software, nearly unlimited cloud storage, lower property taxes. Heck, the next generation of data centers are looking like they will actually be
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by fintechjock 10mo ago
Correct. It is also worth noting that the non-wealthy pay for higher education in two ways: first through tuition, and second through the taxes required to fund the very programs that provided their "discount."
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by fintechjock 3y ago
The initial texts, yes. I think there is some legal wiggleroom with the follow-ups but I don't know if that's been tested in court
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by fintechjock 3y ago
If the argument is that SF is high crime because of policy decisions, then the line drawing doesn’t matter
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by fintechjock 3y ago
Put your same prompt into Bard and it didn't even hallucinate for me first, just telling me "I can't assist you with that, as I'm only a language model and don't have the capacity to understand and respond." On
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by fintechjock 4y ago
I was thinking about this last night. The new AI tools are like performance enhancing drugs in sports. Especially in bodybuilding, there was a really painful transition from the world of non-PEDs to PEDs. They solved that by going to natura
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by fintechjock 4y ago
Really cool and interesting. I definitely think the market is there for this. I'm betting that your biggest hurdle will be post-purchase. If I remember correctly, Tony Fadell talks about how hard it was to disrupt the contractor model
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by fintechjock 4y ago
You’re doing some really great work through all of this
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by fintechjock 4y ago
Nothing like Magnolia’s after midnight when you’re a high schooler and have nowhere else to go And they shut down the wrong Magnolia’s!
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by fintechjock 4y ago
They spent $1.1 billion on the first round of the train, and in FY2021 it brought in $55,000 in gross fares. We won’t be able to spend our way to adoption at that rate. And people aren’t going to adopt public transit in a city built around
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by fintechjock 4y ago
I live in Austin and know the author to boot. I haven't had the time to sit down and read this one yet, but knowing him I can pretty well guess his take. He is my pick for the best writer in the state. My read of Austin: - I was born h
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by fintechjock 4y ago
Correct me if I’m wrong, but this is a big bet on a company that just had their lunch eaten on another product by open source, no? Didn’t see much of Dall-E after Stable Diffusion release
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by fintechjock 4y ago
Yes, but then there is the problem of getting out
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by fintechjock 4y ago
> US has removed fighter jets from Japan. They’re phasing out older variants of the F-15 C. They will be replaced by F-15 EXs when they are ready, and until then the old F-15s will be replaced with F-22s
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by fintechjock 4y ago
Maybe an even simpler explanation is that productively is roughly calculated as GDP / employed workers. Productivity almost always goes up in a recession, especially one accompanied with massive layoffs (like early COVID). Productivity
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by fintechjock 4y ago
> On the other hand, I think it's fair to offer autopilot/"full self driving" on a subscription, or at least the upgrades as a subscription. Agree with your overall point. However, this probably isn’t feasible conside
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by fintechjock 4y ago
> The political conditions of the US have basically deteriorated to where any meaningful regulation of corporations can't really happen because of the changing laws around how corporate contributions to political campaigns work. I’v
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by fintechjock 4y ago
I have almost zero coding experience. Seriously, I've read a couple of books and I've taken a couple of MOOCs and that is about it. I've never 'launched' any project of my own, and I have zero front-end or back-end
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by fintechjock 4y ago
> In other words, and paradoxically, work in labor-intensive jobs will be the last to be automated. Many used to think those jobs would be the first in line for automation, and creative jobs will be automated last. This is surprising to

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