argonaut

7 ms·

1.
by argonaut 2y ago
You are right, my comment is only valid in California.
2.
by argonaut 2y ago
Almost all health insurance companies in the USA are required to fully cover PrEP, including Descovy. This doesn't stop health insurance companies from trying to deny you, of course. You would have to appeal the denial all the way up t
3.
by argonaut 2y ago
HIV drug resistance is a real issue, not sure why other comments are dismissing the risk of resistance. The risk of resistance is why HIV positive individuals take a cocktail of drugs, and why PrEP (Truvada or Descovy) requires regular HIV
4.
by argonaut 2y ago
The shot will likely be exorbitant in the USA. Gilead charged almost $2k/month for Truvada (list price, of course) and Descovy is the same. Generic Truvada is like $30/month now, so the price was never about the cost to manufactur
5.
by argonaut 3y ago
Car design is driven more by market analysis / price discrimination than engineering constraints. Engineering constraints explain some aspects of car design but they don't explain the generally conservative designs of a lot of aut
6.
by argonaut 3y ago
Credit card debt driving families to suicide is super exaggerated. America makes it relatively easy to get rid of credit card debt through bankruptcy. And even after bankruptcy it's possible to get credit cards again after a few years.
7.
by argonaut 3y ago
The diet angle is just sugar and carbs.
8.
by argonaut 3y ago
Yeah, dental insurance is primarily a tool for companies to provide a tax free benefit to employees. It doesn't make much sense to buy dental insurance yourself, unless you're high risk (get lots of cavities, etc.)
9.
by argonaut 3y ago
Novamin is not really better than fluoride, from when I looked at the studies. Nano hydroxyapatite combined with fluoride has a little bit better evidence for it being better than fluoride alone.
10.
by argonaut 3y ago
There are plenty of honest dentists in the Bay Area (and America). If you're well informed, it's easy to tell based on a combination of Yelp reviews and what they recommend when you come in for an exam. Most of them only take high
11.
by argonaut 3y ago
I used to drive an old Prius - I believe they also had fuel economy tracking, a CD player, and some models had Bluetooth audio too.
12.
by argonaut 3y ago
This is a Toyota EV / plug in hybrid problem; Toyota's production numbers for plug in hybrids and EVs are very low (The RAV4 Prime is a plug in hybrid). Toyota still seems reluctant to commit to EVs/PHEVs, so that appears to
13.
by argonaut 3y ago
An infotainment is practically a legal requirement, since backup cameras are mandated by law in the USA. Since you already need a screen and a computer, you might as well add some more functionality.
14.
by argonaut 3y ago
This is based on the JD Power Initial Quality Survey which can't really be used to measure "quality" because they mix together "things customers get annoyed by" and "actual defects." For example, if I&#x27
15.
by argonaut 3y ago
Because Tesla is pushing the Model Y with their pricing (presumably because margins are better). The Model Y Long Range is $500 cheaper than the Model 3 Long Range after tax credits. The base Model Y is only $3.5k more expensive than the
16.
by argonaut 4y ago
I guarantee you that things like this are being driven by the attitudes / beliefs of the wider student population. Even if this particular initiative does not explicitly involve any specific student groups. That is, the attitudes of th
17.
by argonaut 4y ago
My understanding is that income based affirmative action would actually have little effect on racial demographics. Hence why this isn't really discussed by these top colleges. In other words, top colleges would just be full of poor whi
18.
by argonaut 4y ago
WXLCKNO is referring to the BMW M3, specifically the "BMW Traffic Jam Assistant".
19.
by argonaut 4y ago
I think you have things flipped. Since the fee is a percentage, roboadvisors are perfect for someone with relatively low assets. If you have millions you benefit more from spending the time to manage/rebalance everything yourself and a
20.
by argonaut 4y ago
Probably mostly historical reasons. When McD was a small company, franchising was the best way to expand as rapidly as possible.
21.
by argonaut 4y ago
I'm all for frugality, but with a newer car you're getting vastly improved crash safety. Over the years crash safety ratings have gotten tougher and tougher. You can browse the IIHS crash rating history for the Camry (or any oth
22.
by argonaut 4y ago
There is a generic now. https://www.goodrx.com/insulin-lispro There's also admelog, which is not a generic but is a "biosimilar" that is much cheaper.
23.
by argonaut 4y ago
A lot of people seem to be confused about insulin every time it comes up. There are many different forms of insulin. Regular human insulin has been around for decades and is fairly cheap without insurance but difficult/inconvenient to
24.
by argonaut 4y ago
I don't know if this applied to your situation, but some automakers don't accept custom orders from dealers. Toyota comes to mind, for example.
25.
by argonaut 4y ago
You're basically arguing that Ford has a semi-monopoly over the car categories they compete in. Which is pretty laughable. Again, by your logic Ford can just jack up the price they charge to dealers and the dealers would have no choice
26.
by argonaut 4y ago
They compete with other automakers. By your logic Ford can just jack up the price they charge to dealers and the dealers would have no choice but to accept it. But that's not true because Ford has to compete with other automakers.
27.
by argonaut 4y ago
The other reference prices are the list prices of competing vehicles. You also have it backwards. The current system of "MSRP as guideline" and you have to negotiate to find the real price makes it more difficult to compare pric
28.
by argonaut 4y ago
This doesn't make any sense. You would only feel ripped off because some dealerships say "No Haggle" and some do haggle. If every dealership has the same price for a specific car then literally by definition you cannot get ri
29.
by argonaut 4y ago
1. Service centers. Others comments have talked about this. 2. Trade-ins. Most new car dealers also sell used cars (in fact many make more profit on used cars than with new cars). Because of this they can usually give you much better trade-
30.
by argonaut 4y ago
You didn't see many scientists saying this. But early on in the pandemic many people were saying Covid would be completely over if everyone masked for a month, or if we locked down for a month, etc. I saw this a lot within my own ne

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