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arbitrage314
searching Neon…
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by
arbitrage314
4y ago
What about breastfeeding from the nipple vs drinking pumped breast milk? Or breastfeeding from a wet nurse vs breastfeeding from one's biological mother? Sounds like we still know so little, but I'd be curious about these two ques
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Unanimity may be a bad thing
(phys.org)
1 points
by
arbitrage314
11y ago
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0 comments
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arbitrage314
11y ago
Actually, one small correction to your math. You should adjust, for cost of living, only the part of your paycheck that you will be spending while living in that area. E.g., supposed SF is twice as expensive as Dallas. If you make $100k in
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by
arbitrage314
11y ago
I used a Pensco self-directed IRA: https://www.pensco.com/
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arbitrage314
11y ago
You bring up a good and interesting point. From what I've seen, startups almost always pay less than market, but they make up for it in four different ways: 1. Quality of life and work: employees at startups get to touch more things, w
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by
arbitrage314
11y ago
I'm 30 years old, and my rent is about $1200/month (I'm married, which helps cut down on costs). After taxes, $250k becomes $150k. After rent, food, staying alive, some travel, etc., I'm left with about $100k disposable
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arbitrage314
11y ago
Yeah, typically you have to make at least $200k/year or have a net worth of $500k (the term is "accredited investor"). Thanks to a new law, though, you no longer have to be accredited to invest small amounts.
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by
arbitrage314
11y ago
Ah, sorry I didn't respond before. I live and work in SF at a large company (not Netflix, but something pretty similar). I'm 80% a coder, 10% a manager, and 10% a data scientist, and I love my job. $250k salaries are very common a
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arbitrage314
11y ago
Yeah, good point--I'd recommend investing only $10k or $20k if possible. One of my points, though, is that you are effectively investing $100k in the company by taking a crap deal to work there (e.g., via a $25k pay cut over 4 years of
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arbitrage314
11y ago
I was a small contributor in a later round (series A or B).
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arbitrage314
11y ago
Yes, in addition to the amazing tax benefits of investing rather than being an employee, you get preferred shares. I also want to add that I know of a startup which allowed employees to trade off salary for equity in a way that completely s
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arbitrage314
11y ago
Most startups are more than happy to take your money. Just email or meet with the founders, explain your enthusiasm for the company, and you're usually good to go! For higher-profile deals, though--e.g., Uber--you wouldn't be able
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arbitrage314
11y ago
I'm going to keep repeating this comment until the world hears it--I think most people joining startups are being taken advantage of without realizing it. Sorry to be repeating myself: If you're primarily interested in making mone
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arbitrage314
11y ago
If you're going to work at a startup, ask for two things: 1. No employee equity whatsoever, but a slightly higher salary to make up for it 2. The ability to invest in the the next round I've worked at a startup and done #1 and #2
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by
arbitrage314
11y ago
I wouldn't want to stay anywhere long if I was the big fish simply because I enjoy learning new things so much. That being said, at this point in my life/career, I'm not worried about being a big fish at either Google or Gold
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arbitrage314
11y ago
It usually requires a bit of networking, but that's all--most startups are more than happy to take your money! (And they will usually try to hire you as well.)
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by
arbitrage314
11y ago
I've been out of school 3-4 years, and I work at a large company. I'm about 10% a manager, 10% a resident data scientist, and 80% a coder, and I love my job.
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arbitrage314
11y ago
I've made this point before, but since it's a bit relevant here, I'll make it again (sorry to repeat): If you're primarily interested in making money, or if you love the startup but not the compensation, you should NOT w
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arbitrage314
11y ago
If accurate (which it seems to be), a very disappointing handling by Facebook.
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arbitrage314
11y ago
This happens in other futures markets all of the time. The price/month of a long-term lease ends up being a bit more than the price/month of a short-term lease. The same thing happens in interest rate markets: if you want to borro
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arbitrage314
11y ago
Why is that? You might be right, but your argument isn't intuitive to me. Landlords are afraid of rent going down, and renters are afraid of rent going up, so a long-term contract would be nice because it could simultaneously reduce st
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arbitrage314
11y ago
Good point. If you're interested in living in the same place continuously, signing a longer lease is perfect. I think a futures exchange is a bit more flexible though because: 1. Longer leases are often not available 2. People often wa
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arbitrage314
11y ago
If you want rents to go down, you need to incentivize builders to build more property. Some regulation is good, but if there's too much in favor of the tenants, building more property becomes unprofitable, and you're stuck with th
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arbitrage314
11y ago
I'm in full support of some housing/rental market regulation, but such regulation is not without its cons. Similar to Berlin, in New York, tenants have very strong rights. For instance, if a tenant stops paying rent, the landlord
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arbitrage314
11y ago
Whenever I buy or sell bitcoins on Coinbase, I pay a lot both directly (via coinbase commission) and indirectly (via their super wide spreads). If I get this card, am I going to still get screwed, or will it suddenly be cheaper to transact?
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arbitrage314
11y ago
For me, it still doesn't get any better than http://robozzle.com/ , but I have yet to try out Empire of Code.
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arbitrage314
11y ago
An interesting tool, but I assumed that facebook did this sort of thing automatically anyway--seems like most people would want to see a tad less of a new ex.
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arbitrage314
11y ago
Thanks for the interesting comparison!
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arbitrage314
11y ago
I'm a math geek, but I'm also a mostly self-taught data scientist. "The Elements of Statistical Learning" ( https://web.stanford.edu/~hastie/local.ftp/Springer/OLD/ESLI... ) is far and
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arbitrage314
11y ago
Like most of you, I think mass surveillance is a fairly big problem. Even so, how do we KNOW that there haven't been any major terrorist attacks thwarted? If I were the government, I would keep my thwarting as secret as possible (up un
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