adebtlawyer

7 ms·

1.
by adebtlawyer 11y ago
It is possible to be denied a bank account based on overdrafting and abandoning prior accounts. This is not based on credit score with one of the 'big three' agencies, but another agency called Chexsystems that only deals with you
2.
by adebtlawyer 11y ago
They could exist without protection from the legal system, but to the extent that they are protected by courts, they are a legal construct. In the US, there is more to them than 'things you aren't telling anyone' and you are
3.
by adebtlawyer 11y ago
Yeah with only $11,000 he'd probably get hit with all kinds of fees if he tried to open a bank account. And forget about checks, you can't even write a check that big. I'm not saying the cash was evidence of wrongdoing, but t
4.
by adebtlawyer 11y ago
> their rental income is usually taxed at a lower rate than ordinary earnings. Not in the US. Rental income is income. I think you may be referring to deductions, which exist, but are not nearly as advantageous as taxing rental income at
5.
by adebtlawyer 11y ago
Zoning won't allow it - the suburbs are not built up intentionally.
6.
by adebtlawyer 11y ago
No. Military service is still an option. The education benefits are excellent.
7.
by adebtlawyer 11y ago
I'm not familiar with Alice. As far as I know, you're right, non-obviousness is different than patentable subject matter. Sorry to elide them together like that. I never claimed to be patent lawyer.
8.
by adebtlawyer 11y ago
I said 'in-house.' That means lawyers on staff on salaries, not fees to outside counsel. Work costs money, sure, but I'm skeptical of 'millions of dollars.'
9.
by adebtlawyer 11y ago
> It costs millions of dollars to run these operations Are you sure? Litigation isn't always expensive if you're doing it in-house.
10.
by adebtlawyer 11y ago
No. You usually can't pick judges unless the forum is so tiny they only have one. You can't pick the forum unless it has jurisdiction over the matter.
11.
by adebtlawyer 11y ago
The key word is 'routine.' Patentable subject matter is supposed to be non-obvious, in other words, innovative.
12.
by adebtlawyer 11y ago
> I'm sure most public defenders are marvelous public servants. Why? The horrible pay and insane workloads don't attract bright people.
13.
by adebtlawyer 11y ago
Your statement "other evidence to meet balance of probabilities" is concise but so abstract it's useless. Like most legal questions, there is no abstract way to reason about this. The answer is always "it depends on the
14.
by adebtlawyer 11y ago
In my experience, it's not unusual, though not common, for people (usually parties) to refuse to testify in a civil case based on the 5th amendment. The other side can ask the court to draw an adverse inference from this. I know an agg
15.
by adebtlawyer 11y ago
I have reason to think oral statements about your financial condition aren't actionable as fraud by your creditors in bankruptcy. I know nothing of liability to investors, securities law, etc.
16.
by adebtlawyer 11y ago
Once I reached my 30's, not being able to fall asleep wasn't a problem for me anymore. YMMV.
17.
by adebtlawyer 11y ago
Maybe, if there's anybody to buy it. It may be abandoned.
18.
by adebtlawyer 11y ago
1. Of course it wasn't cyber squatting. Cyber squatting is unlawful in the U.S. and would have lead to a different outcome. 2. Why wasn't there a settlement? I assume either Mr. Nissan didn't want to sell the domains at any p
19.
by adebtlawyer 11y ago
What country is that? Sure isn't the U.S.
20.
by adebtlawyer 11y ago
The US system is also supposed to be a process of truth-finding, just that we leave the parties to support their own positions as adversaries. Without advocacy, American courts do very little on their own. So far that doesn't bother me
21.
by adebtlawyer 11y ago
Having litigated against adversaries who use the courts primarily to be a nuisance, with little or no regard to the actual strength or weakness of their claims, I've become convinced "loser pays costs and attorney's fees of p
22.
by adebtlawyer 11y ago
Doing stupid things is common in the small business world. For example, I regularly run across people who have no personal bank account and just use the company account for everything. In practice, there is almost always something about how
23.
by adebtlawyer 11y ago
A corporation isn't a magic shield. The limited liability exists mostly to allow investors to own stock in large enterprises without being exposed to more liability than the value of their shares. Trump is/was doing multimillion d
24.
by adebtlawyer 11y ago
> The US is one of the few developed nations that has been busy paying down household debt for the last five years. In the US, the people with the highest debt-to-income ratios have been briskly filing for bankruptcy over the last five y
25.
by adebtlawyer 11y ago
People rarely think of this in advance, but joint debts of any kind usually become a problem in divorce. One former spouse will stop paying and ruin the other spouse's credit, to say nothing of causing foreclosures. It doesn't mat
26.
by adebtlawyer 11y ago
For longer, drier background reading, recommend "This Time It's Different." One key insight the researchers shared was that outright defaults (complete failure to repay) on sovereign debt are rare. The Soviets did it on the T
27.
by adebtlawyer 11y ago
Legal licensing does not keep incompetent practitioners from entering the industry, at least in the U.S. This is cultural - there is still an expectation that after you get your license, other lawyers will train you.
28.
by adebtlawyer 11y ago
Generally, no, it can't. Mortgages are contracts. By their typical contract terms, the lender can't foreclose unless the borrower is in breach of the contract. That means falling behind on payments. Could you write a custom mortga
29.
by adebtlawyer 11y ago
Get a lawyer. You can sue them under the Fair Credit Reporting Act (FCRA). That is the primary recourse you have, not customer service.
30.
by adebtlawyer 11y ago
I should have said, do these jobs more efficiently. Maybe I'm naive, but I don't see how a machine that does a "sizable portion" of the work would ever be good enough to be worth using. A human expert would always be nee

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