adammoelis

7 ms·

1.
by adammoelis 4y ago
Thank you!
2.
by adammoelis 4y ago
Yes it would not be legal if we didn't give you access. So there are protections there.
3.
by adammoelis 4y ago
We can't support those unfortunately right now. Maybe in the future.
4.
by adammoelis 4y ago
No these are different securities. I Bonds are very unique in how they are structured.
5.
by adammoelis 4y ago
We don't make money really on I Bonds. User acquisition play.
6.
by adammoelis 4y ago
Yeah we have very easy way to give you your TD account directly. If this were to happen, we would give access to everyone and ensure they received the information to take over their accounts.
7.
by adammoelis 4y ago
Thanks for the feedback and thoughts. I guess those aspects of TD are nice, but if you ever make a mistake, they don't handle it gracefully.
8.
by adammoelis 4y ago
Thank you - appreciate it!
9.
by adammoelis 4y ago
1) Easier UI and management of your I Bonds. Treasury Direct has lots of issues and you'll likely end up having to call in and wait on hold for 2 hours with customer support at some point. Maybe not if you're on top of things, but
10.
by adammoelis 4y ago
Thank you - Treasury Direct is the worst.
11.
by adammoelis 4y ago
Thanks - reported this for us to look into. Will circle back
12.
by adammoelis 4y ago
Didn't know pasting worked.
13.
by adammoelis 4y ago
We do the latter. Performing actions as if we were you. I am not worried given that.
14.
by adammoelis 4y ago
What do you mean exactly by ID? We do Series I Bonds.
15.
by adammoelis 4y ago
Thanks - good idea
16.
by adammoelis 4y ago
I don't think TD does pin confirmations via sms
17.
by adammoelis 4y ago
Not a bad idea...
18.
by adammoelis 4y ago
Does any other website in the world use a virtual keyboard like that? I don't really understand why they do it. To prevent keystroke tracking I guess? It's bizarre.
19.
by adammoelis 4y ago
You need a US SSN or TIN
20.
by adammoelis 4y ago
They only updated the front end main landing pages, not the core experience of opening accounts logging in, filling out forms, making mistakes. That is all the same as it's always been. Painful.
21.
by adammoelis 4y ago
Glad you didn't have to deal with any of Treasury Direct's nonsense. If you make a mistake logging in, you have to wait on hold with customer support for around 2 hours.
22.
by adammoelis 4y ago
We don't. There is a completely optional way to pay us what you want when you buy the I Bond, but this is a brand awareness play for us. Our hope is to drive new acquisition and to convert a portion of that acquisition to other product
23.
by adammoelis 4y ago
Yes just reach out and on request, we can give you full access to your Treasury Direct account any time.
24.
by adammoelis 4y ago
Correct - good point. Edited the post to add this piece of info which is important.
25.
by adammoelis 4y ago
Unfortunately not. We can only support accounts that haven't previously created Treasury Direct accounts.
26.
Show HN: Earn 9.62% on US Treasury I Bonds on Yotta
83 points by adammoelis 4y ago|135 comments
27.
by adammoelis 6y ago
Interchange, affiliates, and lending will be a strategy for us soon.
28.
by adammoelis 6y ago
There's no risk of loss here. That's the major difference. Gambling is gambling because of the risk of loss.
29.
by adammoelis 6y ago
Yotta founder here. The issue with investments is that you risk losing money. People still need an emergency fund and that money should be in an FDIC insured account for a rainy day.
30.
by adammoelis 6y ago
The monthly savings bonus also counts towards the $600

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