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Money market/treasuries (even ETF like SGOV) gets pretty close to 5% when typical savings rate is a bit under If treasuries “fail” we have a different class of

Money market/treasuries (even ETF like SGOV) gets pretty close to 5% when typical savings rate is a bit under If treasuries “fail” we have a different class of problem.

wonnage 22d ago
Rates are around 3.5% right now before taxes.
- buerkle 22d ago
  There's still many high interest savings accounts that are at least 4%
  - AbsurdCensor 22d ago
    And you still need at least 5% to do what OP is suggesting.
gruez 22d ago
>Money market/treasuries (even ETF like SGOV) gets pretty close to 5% when typical savings rate is a bit under ??? 30 Day SEC Yield as of Aug 24, 2026: 3.61% 12m Trailing Yield as of Aug 24, 2026: 3.74% https://www.ishares.com/us/products/314116/ishares-0-3-month-treasury-bond-etf https://www.ishares.com/us/products/314116/ishares-0-3-month... 1.39% might not seem like a lot, but that's off by more than a quarter.