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Here you go, a recent survey: https://www.jgwentworth.com/resources/medical-emergency https://www.jgwentworth.com/resources/medical-emergency > The survey show

Here you go, a recent survey: https://www.jgwentworth.com/resources/medical-emergency https://www.jgwentworth.com/resources/medical-emergency > The survey showed that over nine in ten (92%) of insured respondents had delayed or avoided medical care because of concern about cost. > In fact, 95% of those surveyed said a medical emergency would likely put them into serious debt even with insurance.

SoftTalker 1mo ago
An unexpected car replacement would put most people into serious debt. And there's no insurance for that. People get so hung up on the idea that they should have to pay for health care, when you have to pay for every other necessity in life.
- TimorousBestie 1mo ago
  So you didn’t want a citation after all. Alas.
- sjsdaiuasgdia 1mo ago
  [dead]
- pythonaut_16 1mo ago
  Why are you moving the goal posts? You asked for a citation and were given one and now you just change to a different argument.
loeg 1mo ago
We want consumers to consider cost when evaluating what services to buy, though. That's a feature. The medical emergency debt statistic is just the usual thing of people not really understanding how medical insurance works.
- t-writescode 1mo ago
  When I’m having a heart attack, or when I’m in anaphylactic shock - you know, some of the most expensive procedures that happen - I’ll make sure to confirm the ambulance is in network, the hospital, the specific first ER doctor, the specialist, the surgeon, the lab, the lab techs, the anesthesiologists and so on, while I’m either unconscious or actively dying.
  - SoftTalker 1mo ago
    Every insurance plan I've ever had makes exceptions to the in-network requiremnts for emergencies like that.
    - t-writescode 1mo ago
      I’m glad that’s worked out for you. Not everyone has good plans.
- bayarearefugee 1mo ago
  > We want consumers to consider cost when evaluating what services to buy, though. A lot of medical care involves inelastic demand because your options are 1) pay this or 2) suffer and/or die. "The market" does not function correctly with inelastic demand curves. Yet another reason to socialize healthcare.
  - nijave 1mo ago
    This is the crux. Capitalism doesn't work here and a fair bit of people like to pretend it does. Then there's the people who bemoan "paying for someone else's healthcare" while completely ignoring that's what they're doing in the current system anyway.

SoftTalker 1mo ago

An unexpected car replacement would put most people into serious debt. And there's no insurance for that. People get so hung up on the idea that they should have to pay for health care, when you have to pay for every other necessity in life.

TimorousBestie 1mo ago
So you didn’t want a citation after all. Alas.
sjsdaiuasgdia 1mo ago
[dead]
pythonaut_16 1mo ago
Why are you moving the goal posts? You asked for a citation and were given one and now you just change to a different argument.

loeg 1mo ago

We want consumers to consider cost when evaluating what services to buy, though. That's a feature. The medical emergency debt statistic is just the usual thing of people not really understanding how medical insurance works.

t-writescode 1mo ago
When I’m having a heart attack, or when I’m in anaphylactic shock - you know, some of the most expensive procedures that happen - I’ll make sure to confirm the ambulance is in network, the hospital, the specific first ER doctor, the specialist, the surgeon, the lab, the lab techs, the anesthesiologists and so on, while I’m either unconscious or actively dying.
- SoftTalker 1mo ago
  Every insurance plan I've ever had makes exceptions to the in-network requiremnts for emergencies like that.
  - t-writescode 1mo ago
    I’m glad that’s worked out for you. Not everyone has good plans.
bayarearefugee 1mo ago
> We want consumers to consider cost when evaluating what services to buy, though. A lot of medical care involves inelastic demand because your options are 1) pay this or 2) suffer and/or die. "The market" does not function correctly with inelastic demand curves. Yet another reason to socialize healthcare.
- nijave 1mo ago
  This is the crux. Capitalism doesn't work here and a fair bit of people like to pretend it does. Then there's the people who bemoan "paying for someone else's healthcare" while completely ignoring that's what they're doing in the current system anyway.