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You can get by just fine in the US without a credit card too. At least if you have a debit card (which can pretend to be a credit card in most situations). We w
by samspot 6mo ago
You can get by just fine in the US without a credit card too. At least if you have a debit card (which can pretend to be a credit card in most situations). We were actually unscored by the credit bureaus for several years when we didn't own a house.
- Insanity 6mo agoI find that many online payments require CC. And yeah credit score is the other issue.
- yepguy 6mo agoYou may be able to get by in the US without a credit card, but every purchase will literally cost you 2-5% more if you aren't making smart use of them.
- NetMageSCW 6mo agoThese days in a lot of places it is the other way around- using a credit card costs a 3% surcharge over cash.
- yepguy 6mo agoI feel like this is regional, because I keep hearing it but I never run into these places.