5 ms·

Low salary for the role in my local area and not moving to a city when I still had the ability to take credit out

• cryptonector 10mo ago
  It sounds to me like you don't need income from labor. I'm not going to cry for you.
  • dijit 10mo ago
    He’s indicated in a sibling thread that he’s not looking for sympathy. He’s trying to help you empathise that in reality these kinds of holes are really difficult to escape from; moreso than you think on first glance. It’s also very easy to fall into them even if you think you’re immune. Most people are about 2 bad decisions from poverty. In light of that, your response is just horrible.
    • tasuki 10mo ago
      Most people spend insane amounts of money on things they don't need to impress the people they don't like.
      • dijit 10mo ago
        Two hypothesis: 1) The nature of interest in unsecured loans is high interest (almost by definition) and increasingly so if you are seen as a credit risk. Thus small debts compound over time making them unbearable for longer. 2) Our friend is merely Keeping up with the Jones’ despite never going above a zero balance. One of these is uncharitable and ridiculous- the other is a known issue that keeps people in poverty. I’ll let you figure out which.
        • tasuki 10mo ago
          I guess I wasn't being clear: I wasn't talking about the person from this thread! You said: > Most people are about 2 bad decisions from poverty. My reaction was to this. I agreed with you, and added the cause: utter financial recklessness. People spending money on things they don't need instead of saving say a quarter of their salary. For some time I was earning a couple times the average salary in my region of the world. Yet I found that spending about the average salary was more than enough to live a very comfortable life. I feel this is not the norm for whatever reason: most people inflate spending to match their income, and then they're 2 bad decisions (or even some bad luck) from poverty.