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Prediction: Non-determinism will become acceptable in areas we used to expect accuracy. For example we will accept 'probabilistic bookkeeping' because it's che
by throwaway_2494 11mo ago
Prediction: Non-determinism will become acceptable in areas we used to expect accuracy.
For example we will accept 'probabilistic bookkeeping' because it's cheaper than requiring ledgers to balance to the penny.
But this leeway won't be equally applied. Powerful institutions like banks will use “probabilistic models” to decide they probably don’t owe you that refund, but if they decide you owe them money, they will still hold you to every cent.
Nondeterminism for the powerful, determinism for everyone else. Yay!
- creaghpatr 11mo agoAgree with your prediction in many cases but not bookkeeping. The whole point of bookkeeping is to balance the ledger to the penny so people would toss bookkeeping altogether before accepting a 'probabilistic' output. Agents will be used to accelerate the recon process though, or maybe they will become advanced enough to provide a (correct) deterministic result.
- skeeter2020 11mo agoSo the worst outcome? We will still demand deterministic bookkeeping, but everyone will attempt to "optimize" using non-deterministic tools and assitance? Kind of feels like the US/Canada tax codes of today...
- suncemoje 11mo agoThat’s where “human-in-the-loop” becomes a necessity, which _adds_ a step as opposed to removing one
- nicbou 11mo agoA bunch of people are going to become "acceptable risk" and "cost of doing business". Companies will opt to get it 95% right for cheap over getting it 100% right, and for 95% of the population, it will be good enough.
- rolandog 11mo agoDon't forget that this will likely be paired with rubber-stamping one-sided arguments maskerading as quality control processes where some maliciously-biased oversampling of (probably paid-for) good reviews takes place in order to consistently reach the conclusion that there's nothing wrong going on.
- yomismoaqui 11mo agoFrom what I remember reading on some tutorial about Random Tree classifiers banks on the USA have to justify the specific reasons why a credit was denied, so hence why blackbox models cannot be used for this.
- Yoric 11mo agoI'm not sure that's a sufficient argument. 1. Laws can change. 2. Blackbox models can provide specific reasons, even if they need to hallucinate them.
- skystarman 11mo agoCompanies can decide today that they don't need near-perfect accuracy in bookkeeping to save a few bucks and no one does that. One of the major factors is regulatory requirements. Even without I'm sure investors would apply a hefty discount to any public company that decided to save a few pennies on accountants while sacrificing accuracy.
- nitwit005 11mo agoThe bookkeeping can often be fully automated, if you care to do so, so there probably isn't a point. People have used machine learning for fraud detection for a long time at this point. They do tolerate the false positives.