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If someone steals my car, I hope it's never recovered so I can get the insurance payout. Who knows how the thief drove it (e.g. put it in neutral and floored it
by apazzolini 2y ago
If someone steals my car, I hope it's never recovered so I can get the insurance payout. Who knows how the thief drove it (e.g. put it in neutral and floored it for 10 minutes) and what unseen damage lurks.
- steelframe 2y agoIf someone with a penchant for committing grand theft were left unsupervised in my car for any amount of time, I too would vastly prefer for it to be totaled at that point. Fortunately my car has a manual transmission, so chances are any idiot kid who tries to hop in my car and steal it will give up a few seconds after they realize that they have no idea how to operate it. https://www.youtube.com/watch?v=jtYLNFBeCr0 https://www.youtube.com/watch?v=jtYLNFBeCr0 https://www.youtube.com/watch?v=1S9putayloM https://www.youtube.com/watch?v=1S9putayloM
- moneywoes 2y agodont you have to pay A huge deductible?
- bombcar 2y agoDepends on what your insurance policy says. For many people, even though insurance is just supposed to "make you whole" they end up with a better result after a payout, even with a $500 deductible or whatever. Often actual theft is deductible-free.
- overstay8930 2y agoThe deductible for a comprehensive claim is usually a lot lower, mine is only 100 USD while my collision deductible is 1k USD. Of course if you live somewhere with lots of crime this isn’t the case.
- deleted 2y ago[deleted]
- beaeglebeachedd 2y agoStill if it's like my car,took 3 months to pay out. Meanwhile you're SOL renting or busing, then you get the honor of repaying tax, title, and registration to the tune of like 10%. Getting your car totaled really sucks .