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Trampolines are obscenely high risk and injuries are very common. On top of that, if a neighborhood kid comes in to your yard and breaks their leg on your tramp
by devbent 2y ago
Trampolines are obscenely high risk and injuries are very common. On top of that, if a neighborhood kid comes in to your yard and breaks their leg on your trampoline, your home owners insurance is going to be involved.
- doubled112 2y agoIs this something we just don't worry about in Canada? Because we only pay to park at the hospital?
- devbent 2y agoPossibly. Health insurance companies may want to sue the home owner insurance company to try and recoup costs.
- 1123581321 2y agoYou still have to cover the extended medical care in Canada and they are often bigger than the initial hospital stay in the most expensive cases in either country (years-long therapy, chronic injuries, etc.) The tortable aspect (compensation for causing personal injury) must also be covered.
- t0mas88 2y agoProbably the liability is also different? You're much more likely to be liable for some things in the US compared to other places. In my part of Europe, if someone breaks something while making normal use of your trampoline that would be considered an accident. You would only be liable if you had grossly neglected maintenance on the thing, knew that (or would reasonably be expected to know that), and they can prove that this has caused the injury.
- krab 2y agoPossibly. Also in my country (in EU), the home insurance doesn't cover your liability for an accident like this. That would be another type of insurance you buy extra.