4 ms·

There is no free rider problem.

• yamtaddle 4y ago
  Elimination of pre-existing condition exclusions, and restrictions on which factors can be used to set pricing for policies—both wildly popular—create a free rider problem.
  • dmitriid 4y ago
    Funny how it's a problem only in the "richest country in the world". It also pales in comparison to the burden and costs of existing system in the US.
    • yamtaddle 4y ago
      Well, right, because most other advanced-economy states require you to carry insurance (more-or-less the solution we were going for, before the penalty for failing to have insurance was eliminated) or cover everyone under a government-provided healthcare scheme of one sort or another. If your point is just that the US healthcare system is far more-broken than most, and in some unique ways, all for no good reason—sure, yeah, of course that's true.
• jjeaff 4y ago
  Of course there is. You aren't denied service at a hospital even if you don't have health insurance. That is a free rider problem.