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Not sure where you are located, but in Sweden, Klarna at the start (if I remember it correctly) only needed your 'personnummer'(social security number) to proce
by queuep 5y ago
Not sure where you are located, but in Sweden, Klarna at the start (if I remember it correctly) only needed your 'personnummer'(social security number) to process payments.
Now I think they manage to track your devices so I only have to enter my postal code, and then I just click purchase, and it's all done.
They used to use really weird/dark patterns, to make you forget to pay and then pay huge fees to Klarna.
Nowadays as I've configured Klarna, it just subtracts the amount from my bank account, hassle free, and I don't have to do a bunch of reserach wether or not the website is credible.
Somewhat like Paypal, but smooother.
- jiofih 5y agoiDeal is smooth enough. Hoping this dystopian future does not come to the rest of the EU.
- rightbyte 5y agoYe Klarna was really scammy early. Making their living on reminder fees.
- LinAGKar 5y agoAnd they don't notify you when it's available for payment, or when it's about to expire. So if you order something, and it for some reason takes a few weeks/months before they ship it and it becomes available for payment, you'll end up with a reminder fee with no warning.
- ptx 5y agoHm? I always get an e-mail when the invoice is ready and another e-mail when the payment has been received.
- gpvos 5y agoSounds bad. I like my online payments to have a little friction.
- megous 5y agoHere we can just scan a QR code and confirm payment. No extraneous middle men involved. https://en.wikipedia.org/wiki/Short_Payment_Descriptor https://en.wikipedia.org/wiki/Short_Payment_Descriptor I don't see how credibility of website depends on what payment options they offer. That sounds like a separate issue.