I like your idea of malfeasance insurance. Premiums could be priced in such a way that it takes into account your personal record, to incentivise your own beha

I like your idea of malfeasance insurance. Premiums could be priced in such a way that it takes into account your personal record, to incentivise your own behaviour; your local/metro PD's record, to incentivise them policing each other; and the state's record in an attempt to address systemic and cultural issues. Your body cam "malfunctioned"? Congratulations, you just increased the insurance premiums for yourself and all your colleagues.