Exactly, data of incidents never makes it to the insurance company in the first place. They only get like monthly stats of your general driving skills - just ha

Exactly, data of incidents never makes it to the insurance company in the first place. They only get like monthly stats of your general driving skills - just had a look in the contract, it's just a single percent value that they get. Besides, the legal requirements for denying coverage in Germany are pretty high. If you're crashing with 130 in a 30 zone, you won't need digital evidence.