The opposite is true. If you are a freelancer, healthcare premiums are an above-the-line deduction, which practically has the same effect as a business expense.

The opposite is true. If you are a freelancer, healthcare premiums are an above-the-line deduction, which practically has the same effect as a business expense. This is better than a regular deduction because you get it even if you don't itemize deductions. See https://turbotax.intuit.com/tax-tips/home-ownership/deducting-health-insurance-premiums-if-youre-self-employed/L6bRhLaVE https://turbotax.intuit.com/tax-tips/home-ownership/deductin...