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How do you feel knowing that you are being watched?

• toomuchtodo 8y ago
  Unphased. I only have thermostats and smoke detectors.
  • reaperducer 8y ago
    Great data for getting your insurance rates raised. All it takes is for Snake Farm to pay to find out how many times your smoke detector goes off. Or even if it doesn't fully go off, how often it senses anything. With your thermostat data, it's possible to build a profile of when you're home and away. Hmmm... he seems to work an overnight shift. Better jack up his premium!
    • kevinh 8y ago
      If companies do start charging different amounts based on smart device data, it will most likely be discounts from an increased premium (which you wouldn't get without smart devices) rather than increases in fees due to usage behavior. So in your case, better buy that smart device.
      • reaperducer 8y ago
        >If companies do start charging different amounts based on smart device data Companies already do: https://www.progressive.com/auto/discounts/snapshot/ https://www.progressive.com/auto/discounts/snapshot/ In this case, Progressive gives you a discount in exchange for monitoring you. But I've seen articles where other insurance companies (often in the UK for some reason) raise rates for things as seemingly innocuous as posting the wrong thing, or being "friends" with the wrong people on social media.
    • toomuchtodo 8y ago
      This is a public policy issue, not a technical issue.