pstack

7 ms·

241.
by pstack 15y ago
I think the point is long-term thinking. As you mentioned, over the life of a 30 year mortgage, I'm likely to have paid about double what I bought the house for. However, that's $900/mo today and that'll be $900/mo in 30 years. In 10 years,
242.
by pstack 15y ago
Market fluctuations should only impact you when it comes time to sell. Unless your mortgage is an adjustable rate, which is part of the reason we're in this whole mess in the first place. Put enough payment down up front so that you can loc
243.
by pstack 15y ago
I think he just means that there were 25 offers on the house.
244.
by pstack 15y ago
I couldn't find exact modern numbers on rent increase rates, so I have to wonder how accurate the default of 3% on that calculator is. My rent increased between five and ten percent every year the five years prior to buying my home. Therefo
245.
by pstack 15y ago
In the year that I've owned my home, I've toyed with the idea of renting out a room or two. I have three bedrooms and I don't use any of them. I live in my basement. I know, I know. That sounds stupid. I have a basement that is the size of
246.
by pstack 15y ago
Yeah, Slashdot kind of solved this a dozen years ago. It's an imperfect solution, but it's a 90% solution and I think that's good enough. Part of it depends on content. If you're a real community, then having people sign up for commenting a
247.
by pstack 15y ago
I agree that owning a home limits your mobility and that is one reason why I put it off. In retrospect, I should have bought a home earlier, anyway. In fact, when I first moved to Denver, I started looking at homes and decided against it. A
248.
by pstack 15y ago
Earth could be invaded by aliens, someday, and find ourselves unable to overthrow them. We may find that they are not susceptible to any of our biological options, either. We may start wishing that we had something like small-pox to unleash
249.
by pstack 15y ago
I posted this in my own comment, but I agree that a lot of people won't buy homes until they drop even more. Unfortunately, I don't know how much more they're going to drop. There is a lot of artificially maintaining the value of homes, bec
250.
by pstack 15y ago
I thought that was what they were referring to, also, but they keep referring to the rent versus ownership ratio as well as the maintenance work issue. I think they're talking about actual homeowners buying homes to live in, because of the
251.
by pstack 15y ago
I'm glad I bought a house, because paying $1,100/mo (including tax and insurance) for a 3,000sqft home with a yard where I can mostly do what I want and have control over my living environment and get a tax break on about half of that month
252.
by pstack 15y ago
The reason Valve doesn't lose angry and frustrated fans is because it's anger and frustration over something they love. It's the "damn it, why are there only six episodes of Walking Dead in the first season and then I have to wait another
253.
by pstack 15y ago
I suspect that will never happen. At this point, I'm almost certain whatever they release will just be titled HL3.
254.
by pstack 15y ago
My problem with it (to various levels on other games, but COD/MW is the worst) is that you really need to communicate with your team in these games. Unfortunately, you are likely to hear hundreds of extremely racist and homophobic slurs in
255.
by pstack 15y ago
That would probably make COD/MW playable.
256.
by pstack 15y ago
I was beginning to think Valve's business model was to never ever get around to releasing the next Half Life . :)
257.
by pstack 15y ago
Every moron with a social networking account and a college degree markets themselves as a "social media expert" and I take anyone with that label about as seriously as I do anyone who calls themselves a "Tech Crunch journalist" (except, of
258.
by pstack 15y ago
Be honest -- how long did you stare at the map, trying to figure out where your country was, before you realized it was not based on real world geography? I spent a good fifteen seconds, minimum. :)
259.
by pstack 15y ago
It's interesting that our solution to "nobody wants to do physical labor" is to outsource it to other countries and our solution to "nobody wants to do professional knowledge work . . . for cheap" is to outsource it to other countries and s
260.
by pstack 15y ago
Thank god the FBI doesn't abuse any of their power. ~phew~ ! All the things they've enacted, attempted to enact, and done behind the curtain (often knowingly violating rights and laws in letter, if not at least spirit) are reason enough to
261.
by pstack 15y ago
http://newsvote.bbc.co.uk/mpapps/pagetools/print/news.bbc.co... "Using their vast pools of free labour, China's prisons produce everything from green tea to coal, paperclips to footballs, medical gloves to high-grade optical equipment."
262.
by pstack 15y ago
Where are these 500 million users? Do you mean the Skype user base? Skype has 170 million users. Of those, only 1% actually pay for the service. So you're probably paying for 1.7m people's credit card information and accounts. Or do you mea
263.
by pstack 15y ago
It's our way. We do business with China and visit them regularly, even though we know that much of what makes their manufacturing industry so competitive is the use of slave prison labor. It's weird how we decide what people deserve "libera
264.
by pstack 15y ago
For 8.5 billion, you could hire a couple dozen of the highest class escorts forever and travel the world in a super-yacht with them for sixty years. Or you could pay a ton of people that you hate the most a dollar per hit to punch themselve
265.
by pstack 15y ago
For there to be negative-PR blowback on this, the user-base will have to pull their heads out of their asses and stop playing FarmVille for five minutes. Even then, chances are they'll shrug and go back to harvesting self-esteem from their
266.
by pstack 15y ago
That actually seems counter-intuitive, to me. I work in a company of about 140k people and I'm far more aware of the CEO than I am my boss or his boss. I don't even know who my boss' boss is or what he does, but I hear about the CEO on a re
267.
by pstack 15y ago
My boss sends out desperate emails to the team all day, using goofy platitudes like "we can do this - let's drive our main focus" and "focus and execute", to get us to keep him from losing his job in a top-heavy company with too many manage
268.
by pstack 15y ago
Same here. I'm on Comcast and I use OpenDNS and TPB is not reachable. While I've had my issues with Comcast, I've been more or less happy with them ever since I switched to their business class service (faster speeds and no hard set bandwid
269.
by pstack 15y ago
I know it's not quite the same thing, but wasn't there a "startup" of sorts awhile back that focused on exposing documented evidence of different levels of corporate and government corruption? I can't remember what it was called, but I'm pr
270.
by pstack 15y ago
Unfortunately, the system is setup to expediently counter attempts to change it. Why do you think we keep getting the same results after every election? If it was just a matter of "getting a democrat" in the office or "getting a republican"

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