formercoder

5 ms·

181.
by formercoder 6y ago
Labor costs have to be figured into $/KwH by convention right? They’re not zero for solar.
182.
by formercoder 6y ago
My parents were always very concerned about whether I was “hacking anything”
183.
by formercoder 6y ago
Maybe the internet is a different place now but if these restrictions were placed on me as a kid I never would have grown up to be who I am today.
184.
by formercoder 6y ago
On a related note - anyone have a good pdf comparer?
185.
by formercoder 6y ago
I wonder what the cost difference would be if we reduced mail to 1x per week and got everyone broadband.
186.
by formercoder 6y ago
While we’re on the topic of carbon emissions what’s the footprint of the post office? Driving around junk, the printing of which burns carbon, with combustion engines, most of which is thrown away immediately.
187.
by formercoder 6y ago
Outliers exist in any distribution. Healthy people die suddenly every day. Of course it’s difficult when it’s someone close to us and I’m sorry for your friend’s struggles, but it happens.
188.
by formercoder 6y ago
Banks don’t have much of that risk. MBS holders have the real problem.
189.
by formercoder 6y ago
The basics go a long way: two factor auth and privilege minimization.
190.
by formercoder 6y ago
Exactly. I don’t understand why sending a letter isn’t $5. We’d get less junk, and you could still do if you really wanted / needed to.
191.
by formercoder 6y ago
Sorry i meant better than high yield savings.
192.
by formercoder 6y ago
Why are they strictly better? You remove interest rate risk at the expense of yield. They currently pay less than high interest savings.
193.
by formercoder 6y ago
Not any higher than SIPC
194.
by formercoder 6y ago
I’m not aware of anything with that risk / liquidity profile which pays better? In fact theoretically there shouldn’t be anything.
195.
by formercoder 6y ago
Online only banks offer great rates on savings accounts. The Fed has an influence but these rates are market driven. If you want high rates, look for them and put your money there. Many financial products are only available to the wealthy b
196.
by formercoder 6y ago
I believe SPAC targets might also have lower regulatory burdens not entirely sure.
197.
by formercoder 6y ago
One interesting thing about this global situation is it’s turned absolutely everyone into an armchair statistician. These are great points and I’ve never seen all of my friends so wrapped up in discussions of sampling bias.
198.
by formercoder 6y ago
0.8%? Could be worth billions.
199.
by formercoder 6y ago
Enjoy! I hope you find corporate finance as cool as I do. He’ll cover this but keep in mind there are a few differences with a firm such as yours who’s investors are less diversified.
200.
by formercoder 6y ago
If the cheaper capital is cheaper because it’s more restrictive.
201.
by formercoder 6y ago
It’s perhaps a high level answer but it’s not theoretical, if you are interested in diving deep I would highly recommend Professor Damodaran’s corporate finance course, he is the gold standard and it’s available for free on YouTube. Without
202.
by formercoder 6y ago
Think about a company as an entity that invests in projects with the goal of maximizing the time-adjusted return. The company must fund those projects with either debt or equity, and each funding source has a cost. The optimal debt load is
203.
by formercoder 6y ago
There’s probably a middle ground given how little phds are paid. Consult as a software engineer for 1/3 time, make double janitor comp, 2/3 time on research.
204.
by formercoder 6y ago
And acceptable levels of currency risk.
205.
by formercoder 6y ago
It’s crazy that a VC would fund Quibi. Producing that content is expensive and their margins will never justify that type of equity funding.
206.
by formercoder 6y ago
Probably in app subscription in the future agreement
207.
by formercoder 6y ago
It’s actually a poorly done job by the bankers when stocks pop at ipo. Means their client left money on the table.
208.
by formercoder 6y ago
Why would opening up Harvard’s instruction to more of the genera public help their brand? They operate on a scarcity basis.
209.
by formercoder 6y ago
It’s not just about class. It’s about building your network and having experiences. Many aspects of class are also compromised online as well.
210.
by formercoder 6y ago
The vast, vast majority of businesses are not suitable for VC funding but have the potential to be great.

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