Sounds reasonable but three points: 1. It's not anonymous. The ledger is enough to identify someone. 2. It's not 100% better than my current spreadsheet (one

Sounds reasonable but three points: 1. It's not anonymous. The ledger is enough to identify someone. 2. It's not 100% better than my current spreadsheet (one tab a month for the coming 6 months). 3. There's no motivation not to close it after a month I.e. no contract