Might want to add that I pay myself about 50 grand a year beyond business expenses (which admittedly covers my "luxuries" - mostly my auto lease and eating out)

Might want to add that I pay myself about 50 grand a year beyond business expenses (which admittedly covers my "luxuries" - mostly my auto lease and eating out). Without leveraged overhead (mortgage, student loans, business loans, credit card, etc) it's surprising how little money I need to live a comfortable life.