Exactly. If there is a chargeback, it's a chargeback. That comes straight out of your merchant account, you don't get paid. Further, your monthly fees and pe

Exactly. If there is a chargeback, it's a chargeback. That comes straight out of your merchant account, you don't get paid. Further, your monthly fees and percentage may go up if your chargeback rate is not kept at a reasonable rate... IIRC there is a fairly direct relationship there. If you can manage to be a low-chargeback account, you can negotiate better deals.