Hi Mz, First of all thank you for your input, but I think there is misunderstanding here and it is probably my fault as I'm not giving enough details for now.

Hi Mz, First of all thank you for your input, but I think there is misunderstanding here and it is probably my fault as I'm not giving enough details for now. So allow me to clarify : it is not an insurance. You put it awfully obnoxious when you say that people can predict a billion dollar company when it is still in a basement, but isn't what investors and incubators do? They believe in the "born idea" and they nurture it by supporting it with investments, training, coaching, tips etc... It's a way to predict the value of those dreams, and drop the failure rate to the minimum (38% in the case of YC). So what about an abstract layer above all this that can make drop this rate even more? I will respectfully decline your suggestion to do something else, because the idea is maybe strange, but it is viable even if I can't talk more about it and most important: I really believe in it.