I'm working on a crowdlending network that enables the first idea: https://s3.amazonaws.com/loancoin/whitepaper.pdf https://s3.amazonaws.com/loancoin/whitepaper

I'm working on a crowdlending network that enables the first idea: https://s3.amazonaws.com/loancoin/whitepaper.pdf https://s3.amazonaws.com/loancoin/whitepaper.pdf To the extent people are interested, we'd really appreciate any feedback.