Ugh. Got hit by this. My insurance company listed a hospital as covered. I took my daughter to the ED...then got a $400 bill in the mail for a physician we saw

Ugh. Got hit by this. My insurance company listed a hospital as covered. I took my daughter to the ED...then got a $400 bill in the mail for a physician we saw for 2 minutes. The rest of the visit was covered. He wasn't. Apparently all doctors who work for the hospital are covered by the insurance...but he was a visiting physician. I hate health insurance.