According to http://www.tomsguide.com/us/chip-and-pin-credit-cards,review-2013.html http://www.tomsguide.com/us/chip-and-pin-credit-cards,review... "U.S. retail

According to http://www.tomsguide.com/us/chip-and-pin-credit-cards,review-2013.html http://www.tomsguide.com/us/chip-and-pin-credit-cards,review... "U.S. retailers have until Oct. 1, 2015, to install chip-and-PIN compatible card readers at stores. After that date, merchants will be held liable for any fraudulent charges resulting from misuse of magnetic-stripe cards."