Good point. The guy in the article didn't just go on one vacation after another and then stopped paying when his balance reached $7,000. The article clearly sai

Good point. The guy in the article didn't just go on one vacation after another and then stopped paying when his balance reached $7,000. The article clearly said he lost his job, spent time living at a friend's place, and because he didn't have another job he had to somehow survive, which meant using credit cards.