Hence the flip of the switch. "He said the broader economic impact of the card will be felt as the previously unbanked and under-banked are able to gain access

Hence the flip of the switch. "He said the broader economic impact of the card will be felt as the previously unbanked and under-banked are able to gain access to the mainstream economy, and the visibility of their assets allows them to build a financial history and establish credit-worthiness with financial institutions." Not sure how one builds credit worthiness without credit being granted.