OP was clear about looking outside the US, but since I (and others) seem to really want to talk about this: https://news.ycombinator.com/item?id=6702111 https:

OP was clear about looking outside the US, but since I (and others) seem to really want to talk about this: https://news.ycombinator.com/item?id=6702111 https://news.ycombinator.com/item?id=6702111 (Not trying to steal the OP's thunder--this is a separate discussion.)